General Counsel - Mortgage Lending

Premier Mortgage Resources, LLC; Idaho; Hybrid; USD 180,000 - 280,000; Full time

Job summary

Premier Mortgage Resources, LLC is seeking an experienced General Counsel for mortgage lending and corporate matters in a hybrid role. You will advise executive leadership, oversee regulatory compliance, and manage contracts, disputes, and relationships with outside counsel.

The role reports to the CEO and will coordinate across finance, operations, and IT to mitigate legal risk and support strategic initiatives. Remote work with periodic visits to the Meridian, ID office is expected.

Qualifications

• Experience as in-house counsel or senior legal advisor.
• Knowledge of mortgage lending laws incl. TILA/Reg X, RESPA/Reg X, ECOA/Regulation C, FCRA/Reg V, HMDA.
• Ability to advise executive leadership and Board on legal risk and strategy.
• Contract review and negotiations with outside counsel and business units.
• Privacy and data-protection compliance across corporate operations.

Responsibilities

• Serve as the Company’s primary internal legal resource and trusted advisor to CEO, Board, and leaders.
• Provide practical, business-oriented legal advice across mortgage lending, corporate, transactional, employment, and regulatory matters.
• Advise on regulatory investigations, examinations, and enforcement actions; coordinate with outside counsel as needed.
• Draft, review, and negotiate contracts and agreements with vendors, technology, and strategic partners.
• Manage litigation, disputes, and investigations and oversee document preservation and holds.

Skills

Legal guidance

Regulatory compliance

Contract negotiation

Risk management

Job description

Position: General Counsel - Mortgage Lending

Employment Type: Full-Time

Location: Remote/Hybrid (monthly/quarterly visits to Corporate Office in Meridian, ID

We are an employee-owned, retail-focused, independent mortgage bank committed to helping borrowers navigate the home financing process with clarity and confidence. 2026 outlook anticipates originating $2B+ in annual volume, with a growing servicing portfolio (~$400M UPB) and an all-agency (Fannie Mae, Freddie Mac, FHA, VA) approval footprint. Our values of Vision, Hustle, Grit and Execute shape the hard work we do every day.

We are seeking an experienced General Counsel to serve as PMRs principal in-house legal advisor and strategic partner to executive leadership. This role will provide practical, business-oriented legal advice across the Company's mortgage lending, corporate, transactional, employment, litigation, regulatory, technology, privacy, and operational activities. This is a hybrid role reporting to the CEO, with no direct reports to start.

The Inside Counsel will have primary responsibility for the Company's legal function and for providing legal advice regarding applicable federal and state laws and regulations. The position will advise the Board, executive leadership, and business units regarding legal risk, legal obligations, contracts, disputes, regulatory matters, and strategic initiatives. The position will also manage and coordinate the Company's relationships with outside legal counsel and will be responsible for protecting the Company's legal interests and appropriately managing legal risk.

Key Responsibilities

Legal Advice & Strategic Business Support

• Serve as the Company's primary internal legal resource and trusted advisor to the
• CEO, executive leadership, Board, and business leaders, providing timely, practical,
• and commercially sound legal advice on the Company's operations, strategic
• initiatives, and business practices.
• Identify, evaluate, and help mitigate material legal risks by reviewing proposed
• business initiatives, products, and transactions, translating legal requirements into
• clear guidance for management, and escalating significant matters to leadership or
• the Board as appropriate.

Mortgage Lending Legal Matters

• Advise on federal and state mortgage lending and consumer financial services laws
• and regulations, including TILA/Regulation Z, RESPA/Regulation X, ECOA/Regulation
• B, FCRA/Regulation V, HMDA/Regulation C, the SAFE Act, TCPA, and applicable
• privacy and data-protection laws.
• Provide legal guidance across origination, underwriting, servicing, licensing,
• advertising, and third-party relationships, and assist management in evaluating
• legal exposure and remediation for significant complaints or potential violations.

Legal and Compliance Partnership

• Serve as the Company's legal authority on the interpretation of laws and
• regulations, maintaining a clear distinction between the legal and compliance
• functions while advising the CCO and management.
• Partner with the CCO on regulatory developments, examinations, investigations,
• and corrective actions, and help determine when a matter requires legal analysis,
• attorney involvement, or escalation to leadership or the Board.

Contracts & Transactions

• Draft, review, negotiate, and approve contracts and agreements — including vendor,
• technology, marketing, employment, warehouse, correspondent, investor, lease,
• and strategic partnership agreements — and establish appropriate contract-review
• and approval processes.
• Identify and negotiate material contractual provisions, including indemnification,
• representations and warranties, limitations of liability, confidentiality, data security,
• and dispute resolution, and coordinate with outside counsel on significant
• transactions.

Litigation, Disputes & Investigations

• Manage the Company's litigation, threatened litigation, demand letters, subpoenas,
• and other significant legal disputes, including selecting and overseeing outside
• litigation counsel and developing dispute-resolution strategies.
• Advise management on litigation exposure and settlement considerations,
• coordinate with Compliance, Operations, HR, and other functions on overlapping
• matters, and oversee legal-hold and document-preservation processes.

Regulatory & Governmental Matters

• Serve as legal advisor on regulatory inquiries, investigations, examinations,
• subpoenas, and enforcement matters, working with the CCO to determine the
• appropriate legal and compliance response.
• Monitor significant legal and regulatory developments affecting the Company's
• business, review significant regulatory correspondence, and coordinate with
• outside regulatory counsel and executive leadership as needed.

Privacy, Data Security, Technology & Artificial Intelligence

• cybersecurity incidents, artificial intelligence, and emerging technologies, including
• review of agreements and practices involving consumer and personal information.
• Advise management on applicable federal and state privacy and data-security
• requirements, partnering with Compliance, IT, and business leadership, and support
• the Company's response to significant data-security or privacy incidents.

Employment & Corporate Legal Matters

• Advise Human Resources and management on significant employment-law
• covenants, and investigations.
• Provide legal advice on corporate governance and Board matters, assist with
• corporate records and entity-management matters, and coordinate with outside
• corporate and employment counsel as appropriate.

Outside Counsel & Legal Operations

• Manage the Company's relationships with outside counsel, selecting and retaining
• firms based on the nature and complexity of legal matters, and determining when
• matters should be handled internally versus referred externally.
• Establish appropriate processes for assigning, monitoring, and evaluating outside
• legal work, manage legal budgets and spend, and maintain appropriate legal