Future Opportunities: Commercial P&C Excess Underwriter

Integrated Specialty Coverages, LLC; United States; Remote; USD 60,000 - 100,000; Full time

Job summary

An innovative firm in the insurance sector is seeking experienced Underwriters to join their dynamic team. This role involves reviewing insurance applications, evaluating risks, and making informed coverage decisions. With a focus on commercial casualty underwriting, candidates will utilize their expertise to ensure safe and profitable risk distribution. The company values collaboration and offers a supportive environment for professional growth. If you are passionate about underwriting and eager to contribute to a forward-thinking organization, this opportunity is for you.

Benefits

Employee Ownership Program

Referral Program

Health and Wellness Benefits

Emergency Financial Assistance

401(k) Plan with Company Match

Qualifications

• 3+ years of underwriting experience from an MGA or carrier.
• Proficient in Microsoft Office and industry-specific software.

Responsibilities

• Review applications and evaluate risks for coverage decisions.
• Ensure compliance with industry regulations and document findings.
• Build relationships with producers to meet production targets.

Skills

Underwriting

Risk Assessment

Commercial Casualty Underwriting

Microsoft Office

Collaboration

Education

CPCU Certification

CIC Certification

Property & Casualty Brokers License

Tools

Industry-specific Software

Job description

Future Opportunities: Commercial P&C Excess Underwriter

Remote

About Integrated Specialty Coverages

Integrated Specialty Coverages, LLC (ISC) is a growth-stage technology and data-driven commercial insurance wholesaler leading innovation in the market.

Backed by private equity firm KKR and led by a forward-thinking management team, ISC combines insurance and technology to create an Insurtech powerhouse. As a leading online distributor of insurance products across various industries and Main Street USA, we seek individuals to join us in our mission of exponential growth. We aim to be the top source for brokers and agents to source insurance, building a digitally focused team that understands user experience, data, and AI/ML to enhance customer and partner engagement.

Interested in future opportunities at ISC? Submit your resume and application to be considered for upcoming Underwriting roles on our Excess team!

We are seeking experienced Underwriters passionate about their work, with non-platform underwriting experience in classes such as construction, hospitality, real estate, and manufacturing.

Ideal candidates will have 3+ years of underwriting experience from an MGA or carrier.

Job Summary

Review insurance applications, evaluate risks, and decide to accept or decline coverage based on established guidelines. Determine appropriate coverage levels and pricing, assess risks, and ensure safe and profitable risk distribution. Familiarize with commercial insurance applications and industry terminology.

Position Responsibilities

• Follow underwriting guidelines and strategies to meet profitability goals, using authority levels to accept, reject, or mitigate risks.
• Approve or decline applications within authority limits; prepare submissions for risks exceeding authority.
• Analyze risk characteristics on applications, renewals, and change requests.
• Ensure compliance with industry and government regulations.
• Document underwriting files with risk analysis and pricing justifications.
• Advise clients on reducing exposure to excessive risks.
• Use guidelines, rules, and authority levels to determine premiums, limits, and coverages.
• Build relationships with producers to achieve production targets.
• Collaborate with team members to process applications efficiently.
• Use databases and software to verify data and ensure accurate pricing.
• Assist customers by providing guidance tailored to their needs.
• Process accounts from quotes to policy issuance accurately and efficiently.
• Suggest program development and process improvements.
• Support team development through knowledge sharing, market intelligence, and mentoring.

Minimum Qualifications

• At least 3 years of underwriting or related insurance experience.
• Relevant licenses or certifications (CPCU, CIC, CRIS, Property & Casualty Brokers License) are a plus.
• Experience in commercial casualty underwriting, including excess.
• Proficiency in Microsoft Office and industry-specific software.
• Strong collaborative skills and desire to learn and adapt.

Benefits of Working at ISC

• Employee Ownership Program with shared financial rewards.
• Referral Program and work-from-home reimbursement.
• Health and wellness benefits including Burnalong platform.
• Emergency financial assistance, life/AD&D insurance, and health savings accounts.
• Voluntary benefits like accident, critical illness, and hospital insurance.
• 401(k) plan with company match.

Applicants can contact ISC HR via email or phone for accommodations during the application process at [e-mail] or 760-599-7242.

We value diversity and are committed to equal employment opportunities regardless of race, gender, age, disability, or veteran status.

Legal authorization to work in the U.S. is required. ISC participates in the Federal E-Verify program.