Fund Finance: Credit Underwriting & Portfolio Associate

Jobtailor; Miami (FL); On-site; USD 120,000 - 185,000; Full time

Job summary

Jobtailor in Miami seeks an experienced credit professional to prepare and manage complex credit exposures across fund finance transactions. You will support underwriting, structuring, and post-close monitoring while collaborating with Front Office, Risk, Legal, and Operations teams.

The role requires strong financial modeling, underwriting, and covenant-management skills, with a track record of mentoring junior staff in a fast-paced, regulated environment.

Qualifications

• Bachelor’s degree in finance or related field.
• Strong financial analysis and credit underwriting skills.
• 2–6 years in credit-intensive finance roles.
• Exposure to subscription facilities or NAV-based lending is a plus.
• US work authorization required.

Responsibilities

• Prepare, analyze, and manage credit exposures, underwriting, due diligence, and supporting documentation.
• Support underwriting and structuring of subscription lines, NAV, hybrid, EBL, and other fund finance transactions.
• Prepare credit approval packages including borrowing base evaluation, liquidity analysis, financial modeling, stress testing, risk rating assessment, and due diligence review.
• Develop and defend credit recommendations addressing risks, mitigants, structural protections, and credit standards.
• Independently manage a portfolio of fund finance transactions.
• Conduct post-close credit monitoring, including covenant compliance, borrowing base performance, collateral quality, investor concentration, reviews, amendments, consents, waivers, and renewals.
• Identify and elevate emerging risks, covenant breaches, collateral deterioration, sponsor concerns, and material credit events.
• Monitor portfolio trends, performance metrics, concentration exposures, and emerging risks for senior management and risk partners.
• Perform periodic and annual credit reviews of assigned exposures.
• Review analyst work for quality, accuracy, consistency, and underwriting-standard adherence.
• Mentor and develop junior team members.
• Participate in process improvement, technology implementation, data management, and regulatory-readiness initiatives.

Skills

Credit Analysis

Financial Modeling

Risk Assessment

Portfolio Management

Project Management

Credit Underwriting

Liquidity Analysis

Education

Bachelor’s degree in Finance/Accounting/Economics/Business/Engineering/Mathematics

Tools

Microsoft Excel

Job description

Jobtailor in Miami seeks an experienced credit professional to prepare and manage complex credit exposures across fund finance transactions. You will support underwriting, structuring, and post-close monitoring while collaborating with Front Office, Risk, Legal, and Operations teams.

The role requires strong financial modeling, underwriting, and covenant-management skills, with a track record of mentoring junior staff in a fast-paced, regulated environment.