Fully Remote Client Coverage Specialist

AO Globe Life; Mesa (AZ); Remote; USD 60,000 - 120,000; Full time

Benefits offered by this job

Remote work

Weekly pay

Unlimited earning potential

Healthcare premium reimbursement

Online training

Daily coaching and mentorship

Performance incentives

No overhead costs

Union representation

Career growth

Job summary

AO Globe Life is seeking an Insurance Services Representative for a 100% remote, independent contractor role. You will educate clients on life, supplemental health, and accident insurance, using warm leads provided by the company and virtual meetings.

You will complete required training, stay compliant with licensing, and build lasting client relationships while delivering timely follow-up and excellent service.

Qualifications

• Strong communication and relationship-building skills.
• Excellent listening and customer-service ability.
• Detail-oriented with strong follow-up habits.
• Comfortable using computers and online tools.

Responsibilities

• Connect with clients using company-provided warm leads.
• Schedule and conduct virtual client meetings.
• Learn about client needs, priorities, and coverage questions.
• Explain available insurance options and product benefits.
• Help clients make informed decisions.
• Provide timely follow-up and high-quality client support.
• Build and maintain professional relationships.
• Participate in ongoing training and mentorship.

Skills

Communication

Relationship-building

Active listening

Customer service

Independent work

Tech savvy

Bilingual (bonus)

Tools

CRM software

Online tools

Job description

Position Overview

AO Globe Life is looking for an Insurance Services Representative to help clients understand insurance coverage options that may support their families during unexpected events. This remote role involves meeting with prospective clients, identifying their needs, and providing clear education around life, supplemental health, and accident insurance.

You will receive warm leads, comprehensive training, and ongoing coaching to support your success. Bilingual communication skills are welcomed.

Responsibilities

• Connect with clients using company-provided warm leads




• Schedule and conduct virtual client meetings




• Learn about client needs, priorities, and coverage questions




• Explain available insurance options and product benefits




• Help clients make informed decisions




• Provide timely follow-up and high-quality client support




• Build and maintain professional relationships




• Participate in ongoing training and mentorship

What We Offer

• 100% remote work opportunity




• Warm leads supplied by the company




• Weekly pay




• Unlimited earning potential




• Medical insurance premium reimbursement




• Comprehensive online training




• Daily coaching and mentorship




• Performance incentive opportunities




• No overhead costs




• Union representation through OPEIU Local 277




• Career opportunity with an established organization serving members and families for 70 years

Qualifications

• Strong communication and relationship-building skills




• Excellent listening and customer-service ability




• Detail-oriented with strong follow-up habits




• Comfortable using computers and online tools




• Professional, reliable, and self-motivated




• Ability to work independently and collaboratively




• Bilingual communication skills are a plus

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States


• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace


• Complete required training and participate in virtual meetings


• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities


• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate’s expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.