Full Stack Software Engineer - Product

basiccapital; New York (NY); On-site; USD 100,000 - 140,000; Full time

Job summary

Basic Capital is looking for a talented developer to join their New York City team focused on revolutionizing the retirement industry. You will work on creating exceptional user experiences across iOS, Android, and web platforms while being part of a high-impact team.

The ideal candidate will have experience designing foundational architectures, collaborating with product managers, and proficiency in technologies like Kotlin or React. Cultural fit and an enthusiasm for technology are essential.

Qualifications

• Experience designing foundational architectures for mobile and web applications.
• Product mindset and deep experience working with product managers and designers.
• Experience shipping React Native applications preferred.

Responsibilities

• Join a small, high-impact team delivering exceptional user experiences across platforms.
• Design and implement a developer-facing API for third-party integrations.
• Architect and ship AI-powered features enhancing user experience.

Skills

Kotlin

Swift

React

React Native

JavaScript/TypeScript

Job description

About Basic Capital

Basic Capital is a fintech company disrupting America’s $1T retirement industry by building the mortgage for retirement, unlocking market ownership, and making wealth accessible to every American. Our mission is to create products, platforms, and a credit marketplace that power a fundamentally new retirement system.

Our founding team includes leaders from Goldman Sachs, Uber, Block, Stripe, and Robinhood. We’re backed by top investors such as Lux Capital, Forerunner Ventures, BoxGroup, SVAngel, Inspired Capital, and Henry Kravis. Based in Tribeca, NYC, we’re assembling a lean, high-performance team committed to reducing wealth inequality.

For more information, visit Basic Capital’s website.

You Will

• Join a small, high-impact team responsible for delivering exceptional user experiences across iOS, Android, and web platforms

• Design and implement our new developer-facing API that will power third-party integrations

• Architect and ship AI-powered features that enhance the user experience

• Own the full product development lifecycle from design collaboration through deployment and monitoring

• Participate in architecture discussions, planning, and code reviews across the stack

Required Competencies

• Experience designing foundational architectures for mobile and web applications

• Product mindset and deep experience working with product managers and designers

• Proficiency in any of the following: Kotlin, Swift, React, React Native, or JavaScript/TypeScript

Preferred Competencies

• Experience shipping React Native applications

• Experience designing and documenting developer APIs

• Experience in fintech or early-stage technology companies

Cultural Fit

• Passionate about solving big social problems with pragmatic solutions

• Aptitude for complexity and curiosity for financial markets

• Enjoys learning new technologies and selecting the right tool for each job

• Adaptable and open to contributing across the tech stack as the team evolves

• Autonomous, high agency, accountable, and thrives in a fast-paced environment

• Strong collaboration and communication skills, working effectively in cross-functional teams

• Excited to be a part of an in-office team