Full-Stack Engineer (Ruby, ReactJS)

Qonto; United States; Remote; USD 140,000 - 190,000; Full time

Job summary

Qonto is seeking a Senior Full-Stack Engineer for the Identity Verification team to unify KYC verification, enabling provider-agnostic flows. You will balance backend and web work to enhance conversion and reliability, reporting to the Engineering Manager. This remote role supports European and select international operate regions.

You will work 60% backend and 40% web initially, with adaptability as vendor integrations evolve and scale. Experience with Ruby is a plus but not required.

Qualifications

• Backend experience in production services.
• Shipped production web code with React.
• Experience integrating external providers/SDKs.
• Ability to work across backend and web with architectural collaboration.

Responsibilities

• Make identity verification provider-agnostic by consolidating to a single service.
• Improve KYC conversion across backend and web paths (started → submission).
• Own the web side of provider integrations; load provider SDKs in the browser and handle errors.

Skills

Backend development

React web frontend

Third-party integrations

Cross-stack ownership

Ruby (optional)

Job description

Описание: [OUR MISSION AND CUSTOMERS] We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.7 on Trustpilot, based on 60,000 reviews. Our culture puts customer satisfaction at the core of what we do (more about our culture here).

[OUR JOURNEY] Founded in 2016 and launched in 2017 by Alexandre and Steve, Qonto has grown to 1,700 Qontoers serving over 750,000 customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

[OUR BELIEFS] We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

[AI AT QONTO] AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

Location: You can choose to work in a full-remote mode as long as you're living in either France, Italy, Germany, Serbia, or Spain. Join us as a Senior Full-Stack Engineer in our Identity Verification team to turn our KYC flow into a service that works with any provider, and to help more customers get from KYC started to KYC submission. 60% of your time goes on the backend, with the web as your second surface. You will report to Nicola, the Engineering Manager of the Identity Verification team.

Задачи:

• Make identity verification provider-agnostic: Replace today’s tightly coupled solution with one service that any team at Qonto can use, whichever provider runs the checks. This is mostly Ruby (90%), with some Go (10%)
• Improve KYC conversion: Work across backend and web on the path from KYC started to KYC submission, our main objective for the team.
• Own the web side of provider integrations: Load provider SDKs in the browser, handle the errors they return, and keep the web part running as usage scales. Expect roughly half your time on web at first, moving towards 30% as the work shifts to the backend.

Требования:

• Backend experience: You’ve built and run backend services in production, and you’re at ease being backend-first.
• React on the web: You’ve shipped production web code with React, and you can handle maintenance and scaling work on an existing application.
• Third-party integrations: You’ve integrated external providers or SDKs, and you know how to design so that a single provider doesn’t lock you in.
• Range across the stack: You’ll own changes across backend and web, partnering with our staff web engineer on architecture and complex integrations.
• Ruby, or the will to learn it: Ruby experience is a plus, not a requirement.

Условия:

• Platform work with real users: You build infrastructure behind KYC, the first step every customer takes with Qonto, and you see its effect in the conversion numbers.
• Build reliable verification flows: Handle provider failures and retries, improve observability, and help the team operate integrations safely in production.
• A design problem with real trade-offs: We work with several verification providers, each with its own SDK, errors and behaviour. You’ll design the layer that makes them interchangeable, and untangle today’s tightly coupled solution so that changing a provider no longer touches every consumer.
• A platform other teams build on: KYC is our first internal customer, with other teams potentially following, such as Security for password reset checks. You'll build reliable APIs that other Qonto teams can depend on, while making the verification journey smoother, clearer, and more reliable for our customers.
• Support from day one: An onboarding buddy from week two, and a weekly one-to-one with your manager.

Your future manager

Your manager will be Nicola, our Engineering Manager. His path? Nicola spent four years at Satispay, progressing from Backend Engineer to Engineering Lead, managing 6–8 engineers. He helped scale their SEPA payment infrastructure from a few thousand to over a million transactions per week before joining Qonto as an Engineering Manager. What does he bring to the team? A people-first leadership style focused on helping engineers grow. He sets clear expectations, encourages autonomy and learning through experimentation, and values direct feedback and open discussions. His goal is to build confident, independent engineers who take ownership of their work.

[DIVERSITY]

At Qonto, we understand that true diversity isn’t just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick - who knows? You may have the missing piece of the puzzle we’ve been searching for all along.

[HIRING PROCESS DURATION]

On average, our hiring process lasts 20 working days. More information on our candidate journey here

[DATA RETENTION]

By applying, you agree that Qonto processes your personal data to assess your application. Your data is kept for up to 2 years in our candidate pool. Read our Privacy Notice for full details.