Full Stack Engineer

Digital Waffle; San Francisco (CA); On-site; USD 200,000 - 400,000; Full time

Benefits offered by this job

Relocation support

Competitive equity

Job summary

Digital Waffle is building a bold, AI-driven underwriting platform in the US. We seek a full-stack engineer to own core internal infrastructure for underwriting, pricing, and policy workflows, collaborating with actuaries and underwriters to turn complex business logic into durable software.

You will work across the stack, shape the agentic platform, and contribute from backend services through front-end interfaces used by internal teams.

Qualifications

• 4 to 8 years’ experience as a full-stack or backend software engineer.
• Experience at a Series A to E startup.
• Strong TypeScript and Node.js.
• Experience with Postgres and Redis.
• Experience with GraphQL, Apollo, React and Next.js.
• The ability to translate complex, ambiguous business logic into clean, durable systems.
• Curiosity and a real willingness to learn a complicated domain.
• Comfort working in person and in close collaboration with non-engineers.

Responsibilities

• Build core internal infrastructure for underwriting, pricing and policy workflows.
• Work closely with actuaries and underwriters to turn complex business logic into reliable production systems.
• Help build an in-house agentic platform that automates document parsing, data extraction, pricing and terms.
• Build tools that underwriters can steer, with autonomous underwriting as the longer-term goal.
• Work across the stack, from backend services and data through to the front-end interfaces your internal users rely on.
• Choose which engineering team you join, from Pricing, Underwriting, CX and AI.
• Work alongside a PM embedded in your team.
• Learn a complex industry quickly and leave systems better than you found them.
• Take ownership of your work and act with urgency.

Skills

Full-stack engineering

Backend architecture

Problem solving

Team collaboration

Mentoring

Tools

Node.js

TypeScript

PostgreSQL

Redis

GraphQL

Apollo

React

Next.js

Job description

A growth-stage commercial insurance business, backed by well-known VCs, rebuilding underwriting and pricing from the ground up with software and AI.

This is a full-stack engineering role building the internal platform that runs the business end to end, covering underwriting, pricing and policy workflows. You’ll work directly with actuaries and underwriters, turning messy real-world logic into clean, durable, production-grade systems. The platform is moving towards an agentic, AI-driven model, so you’ll be building at the point where insurance expertise meets software.

Role: Full-stack Software Engineer

Salary: $200,000 to $400,000 base plus competitive equity and relocation support, depending on experience

What you’ll be doing:

• Build core internal infrastructure for underwriting, pricing and policy workflows
• Work closely with actuaries and underwriters to turn complex business logic into reliable production systems
• Help build an in-house agentic platform that automates document parsing, data extraction, pricing and terms
• Build tools that underwriters can steer, with autonomous underwriting as the longer-term goal
• Work across the stack, from backend services and data through to the front-end interfaces your internal users rely on
• Choose which engineering team you join, from Pricing, Underwriting, CX and AI
• Work alongside a PM embedded in your team
• Learn a complex industry quickly and leave systems better than you found them
• Take ownership of your work and act with urgency

What you’ll need:

• 4 to 8 years’ experience as a full-stack or backend software engineer
• Experience at a Series A to E startup
• Strong TypeScript and Node.js
• Experience with Postgres and Redis
• Experience with GraphQL, Apollo, React and Next.js
• The ability to translate complex, ambiguous business logic into clean, durable systems
• Curiosity and a real willingness to learn a complicated domain
• Comfort working in person and in close collaboration with non-engineers

Nice to have:

• Experience in insurance, fintech or another regulated industry
• Experience building internal tools or workflow platforms
• Hands-on experience building with LLMs or AI agents

This role would suit a full-stack engineer with a few years of startup experience behind them who wants to build serious internal systems alongside underwriters and actuaries, and who is curious enough to get properly stuck into a complex industry.