FSA Specialist

First Guaranty Bank; Abbeville (LA); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability

Paid holidays

Paid vacation

Sick leave

401k

Stock grants

Tuition reimbursement

Section 125 plan

Job summary

First Guaranty Bank is seeking an FSA Specialist to ensure safety and soundness of the bank’s Farm Service Agency loan portfolio, including underwriting, closing, servicing, and monitoring both guaranteed and non-guaranteed agricultural loans.

The position reports to the FSA Manager and requires discretion, integrity, and initiative; previous agricultural/FSA lending experience is preferred and collaboration across divisions is essential.

Qualifications

• Minimum of 5 years of experience in agricultural and FSA lending preferred.
• Proven ability to work directly with loan officers and their customers.
• Strong collaboration skills across divisions and departments within the bank.

Responsibilities

• Conduct annual meetings with farmers to update budgets, readvances, holds, land plans, and other relevant information.
• Underwrite and analyze farm loans for compliance with bank and FSA policies and procedures.
• Review and approve crop sale requests related to the Mills.
• Allocate funds from crop sales and government payments to appropriate loan accounts.
• Monitor branch deposit accounts, including FSA and NRCS accounts.
• Prepare and package guaranteed loan documentation; provide support to others in this process.
• Serve as a resource for branches and departments on agricultural lending matters.
• Order and review title reports, appraisals, UCC searches, and closing documents; prepare documentation using LaserPro & Abrigo as needed.
• Assist with documentation, filing, and monitoring of FSA loss claims, including charge-offs, extensions, and reschedules.
• Maintain delinquent loan records for FSA reporting and default status updates.
• Support collection efforts by contacting delinquent account holders.
• Monitor branch general ledgers, accounts payable, and accounts receivable.
• Administer Experian credit bureau access, including user setup and monitoring.

Skills

Agricultural lending

FSA lending

Underwriting

Loan analysis

Interpersonal collaboration

Tools

LaserPro

Abrigo

Job description

Description

Great employees are essential to maintaining the confidence our customers place in us. FGB believes that our employees are our greatest asset as demonstrated in their professionalism and dedication. We encourage open communication and strive to cultivate an environment in which our employees will contribute new ideas and innovations that will help us excel. As we grow, we want YOU to join our team to help fulfill our mission of serving the banking needs in our local communities.

Our full-time employees are eligible for amazing benefits including medical, dental, vision, and basic life/AD&D insurance, prescription drug benefits, long term disability, and salary continuance (short-term disability). In addition, they get paid holidays, paid vacation and sick leave, a tuition reimbursement program, 401k, section 125 cafeteria plan, and the opportunity to earn FGB stock grants.

Position Summary

The FSA Specialist is responsible for ensuring the safety and soundness of the bank’s Farm Service Agency (FSA) loan portfolio. This includes underwriting, closing, servicing, and monitoring both guaranteed and non-guaranteed agricultural loans. The role requires discretion, integrity, sound judgment, and initiative, and reports directly to the FSA Manager.

Essential Duties and Responsibilities

• Conduct annual meetings with farmers to update budgets, readvances, holds, land plans, and other relevant information.
• Underwrite and analyze farm loans for compliance with bank and FSA policies and procedures.
• Review and approve crop sale requests related to the Mills.
• Allocate funds from crop sales and government payments to appropriate loan accounts.
• Monitor branch deposit accounts, including FSA and NRCS accounts.
• Prepare and package guaranteed loan documentation; provide support to others in this process.
• Serve as a resource for branches and departments on agricultural lending matters.
• Order and review title reports, appraisals, UCC searches, and closing documents; prepare documentation using LaserPro & Abrigo as needed.
• Assist with documentation, filing, and monitoring of FSA loss claims, including charge-offs, extensions, and reschedules.
• Maintain delinquent loan records for FSA reporting and default status updates.
• Support collection efforts by contacting delinquent account holders.
• Monitor branch general ledgers, accounts payable, and accounts receivable.
• Administer Experian credit bureau access, including user setup and monitoring.

Minimum Qualifications (Education, Experience, Skills)

• Minimum of 5 years of experience in agricultural and FSA lending preferred.
• Proven ability to work directly with loan officers and their customers.
• Strong collaboration skills across divisions and departments within the bank.

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions.

While performing the duties of this position, the employee is regularly required to talk and hear. The employee frequently is required to use hands or fingers, handle, or feel objects, tools, or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl.

The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus.

The noise level in the work environment is usually moderate.

This job description in no way states or implies that these are the only duties to be performed by the employee(s) incumbent in this position. Employees will be required to follow any other job-related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments.

All duties and responsibilities are essential functions and requirements and are subject to possible modification to reasonably accommodate individuals with disabilities. To perform this job successfully, the incumbents will posses the skills aptitudes and abilities to perform each duty proficiently. Some requirements may exclude individuals who pose a direct threat or significant risk to the health or safety of themselves or others. The requirements listed in this document are the minimum levels of knowledge, skills, or abilities.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.