FrontLine Mortgage Underwriter

MedStar Health; Dallas (TX); Remote; USD 80,000 - 100,000; Full time

Job summary

A prominent employer seeks experienced Mortgage Underwriters to ensure effective loan processing for broker clients. This vital role entails reviewing applications, ensuring compliance with regulations, and making quality underwriting decisions. With a focus on long-term commitment, candidates must have substantial experience and demonstrate a thorough understanding of FHA, VA, and conventional loan guidelines.

Benefits

Medical, dental & vision

401(k) Retirement Plan

Life Insurance

Short and long-term disability

Health Spending Account (HSA)

Transportation benefits

Employee Assistance Program

Paid Time Off/Leave

Qualifications

• 3+ years of mortgage underwriting experience required.
• Solid knowledge of mortgage underwriting and automated underwriting systems.
• Knowledge of mortgage laws and regulations, including the Home Mortgage Disclosure Act.

Responsibilities

• Review and assess files submitted by broker clients for compliance.
• Collaborate with loan structure and precision income teams for approvals.
• Ensure loans meet investor guidelines and adhere to quality control standards.

Skills

Mortgage Underwriting

Compliance Assessment

Risk Assessment

Knowledge of Mortgage Laws

Knowledge of FHA/VA Guidelines

Proficiency with Automated Underwriting Systems

Job description

*Description*

*Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients. This role plays a critical part in evaluating loan applications, ensuring compliance, and driving quality underwriting decisions. With multiple openings available, we are looking for strong, dedicated professionals who are eager to contribute long-term.*

• Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines.
• Approval Process: Work closely with the loan structure and precision income teams to finalize approvals.
• Workflow Coordination: Collaborate within Pennymac's structured, end-to-end loan process, focusing solely on underwriting scope.
• Compliance & Risk Assessment: Ensure loans meet investor guidelines (FHA UW, HUD UW, VA UW, VA IRRL, VA SAR, TrumsID Registration) and adhere to quality control standards.

*Additional Skills & Qualifications*

• 3+ years of mortgage underwriting experience required
• Solid knowledge of mortgage underwriting and of basic automated underwriting systems
• Proficiency with basic automated underwriting systems
• Knowledge of mortgage laws and regulations required, including Home Mortgage Disclosure Act
• Knowledge of state and federal agency mortgage loan guidelines and regulations helpful
• (Any loss mitigation or servicing underwriters will be disqualified)
• Strong understanding of FHA, VA, and conventional loan underwriting.

REMOTE, MUST Reside in certain states
Training is in EST for up to 90 days, 11-6 EST

Intermediate Level

*Pay and Benefits*

The pay range for this position is $31.25/hr. Eligibility requirements apply to some benefits and may depend on your job classification and length of employment. Benefits are subject to change and may be subject to specific elections, plan, or program terms. If eligible, the benefits available for this temporary role may include:

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan - Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

*Workplace Type*

This is a fully remote position.

*Application Deadline*

This position is anticipated to close on Jul 8, 2025.

About TEKsystems:

We're partners in transformation. We help clients activate ideas and solutions to take advantage of a new world of opportunity. We are a team of 80,000 strong, working with over 6,000 clients, including 80% of the Fortune 500, across North America, Europe and Asia. As an industry leader in Full-Stack Technology Services, Talent Services, and real-world application, we work with progressive leaders to drive change. That's the power of true partnership. TEKsystems is an Allegis Group company.

The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.