Fraud Risk Investigator & Analytics Specialist

Tompkins Bank & Trust; Town of Ithaca (NY); On-site; USD 40,000 - 48,000; Full time

Benefits offered by this job

Medical

Dental

Vision

401(k) Match

Profit Sharing

Paid Time Off

11 Holidays

Tuition Reimbursement

Free Parking

Employee Referrals

Job summary

Tompkins Bank & Trust is seeking a Fraud Analyst to identify, investigate, and mitigate fraud and identity theft risks by analyzing transactional activity and account behavior. You will use detection systems and investigative tools to assess suspicious activity, support case resolution, and document findings for regulatory reporting.

Responsibilities include monitoring alerts, conducting thorough investigations, preparing SARs, and collaborating with internal teams and external institutions

Qualifications

• High School Diploma required; additional education in criminal justice, finance, business, or related field preferred.
• Minimum of three years of experience in fraud detection, investigations, or financial crimes within financial services or related industry.
• Relevant professional certifications (e.g., CFS, CFE, CFRS) preferred.
• Strong knowledge of fraud risks across multiple payment channels (check, ACH, wire, mobile deposit, debit/credit).
• Solid understanding of banking operations and regulatory expectations related to fraud and financial crimes.

Responsibilities

• Review alerts generated by fraud detection systems and analyze account and transaction activity.
• Utilize data, reports, and investigative tools to identify and assess potential fraudulent behavior.
• Conduct detailed investigations using internal and external data sources; document findings and support loss reporting.
• Prepare and submit Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Communicate with internal stakeholders, branches, and external financial institutions; validate fraud activity and identify trends.
• Prepare investigative summaries and reports for management and stakeholders; identify patterns to enhance detection processes and tools.

Skills

Fraud detection

Data analysis

Investigations

Regulatory compliance

Communication

Banking operations

Microsoft Excel

Microsoft Word

Education

High School Diploma

Criminal justice/finance/business background preferred

Tools

Microsoft Excel

Microsoft Word

Job description

Tompkins Bank & Trust is seeking a Fraud Analyst to identify, investigate, and mitigate fraud and identity theft risks by analyzing transactional activity and account behavior. You will use detection systems and investigative tools to assess suspicious activity, support case resolution, and document findings for regulatory reporting.

Responsibilities include monitoring alerts, conducting thorough investigations, preparing SARs, and collaborating with internal teams and external institutions