Fraud Risk & Investigations Analyst

LendingClub; Lehi (UT); Hybrid; USD 60,000 - 90,000; Full time

Job summary

Happen Bank in Lehi, UT is seeking a Purchase Finance Fraud Analyst to help detect and prevent fraud on customer applications and provider accounts. You will analyze alerts, perform manual reviews, and coordinate with Law Enforcement and financial institutions.

Reporting to the Sr Director, Purchase Finance & Deposit Fraud Operations, you will use Verafin/Alloy and internal tools to identify new fraud trends, implement mitigation strategies, and support audits and risk assessments.

Qualifications

• Bachelor's degree in related field or equivalent experience.
• 2+ years banking experience in investigative/analytical role.
• Experience with Verafin or Alloy fraud tools.
• Proficient in reporting and analytics tools used by fraud teams.
• Hybrid Lehi, Utah work arrangement and ability to collaborate across teams.

Responsibilities

• Perform manual reviews of new account applications and existing accounts to identify and prevent fraud.
• Triage alerts using Fraud Detection software and risk scores to guide decisions.
• Manage case work for large-scale fraud incidents and coordinate with leadership.
• Collaborate with law enforcement and financial institutions on investigations.
• Support audits and risk assessments through data analysis and documentation.

Skills

Fraud analysis

Data analysis

Risk assessment

Verafin

Alloy

Education

Bachelor's degree or equivalent

Tools

Verafin

Alloy

Job description

Happen Bank in Lehi, UT is seeking a Purchase Finance Fraud Analyst to help detect and prevent fraud on customer applications and provider accounts. You will analyze alerts, perform manual reviews, and coordinate with Law Enforcement and financial institutions.

Reporting to the Sr Director, Purchase Finance & Deposit Fraud Operations, you will use Verafin/Alloy and internal tools to identify new fraud trends, implement mitigation strategies, and support audits and risk assessments.