Fraud & Risk Analytics Specialist

Rain; United States; Remote; USD 110,000 - 180,000; Full time

Benefits offered by this job

Unlimited time off

Flexible working

Health plans (US)

401(k) with match

Equity option

Rain Cards

Wellness programs

Job summary

Rain is seeking a risk analytics professional within its Financial Crimes Risk Management team. You will enhance transaction monitoring, investigate risk patterns, and translate regulatory requirements into scalable monitoring logic.

The role emphasizes data-driven decisions, rule optimization, and collaboration with FIU leadership. Ideal candidates have 2–4+ years in fintech risk analytics, strong SQL, and experience with Chainalysis, TRM Labs, or Elliptic.

Qualifications

• 2–4+ years of experience in risk analytics, financial crimes analytics, compliance data, fraud analytics, or related fields (fintech, banking, or payments preferred)
• Hands-on experience with blockchain intelligence tools (Chainalysis, TRM Labs, Elliptic)
• Strong SQL skills (complex joins, aggregations, window functions, large datasets)
• Experience analyzing transaction-level data and building or optimizing rule-based monitoring logic
• Familiarity with AML/BSA concepts and transaction monitoring frameworks
• Ability to translate regulatory requirements into structured, data-driven logic
• Strong analytical thinking and ability to independently structure open-ended problems

Responsibilities

• Assist in continuously improving transaction monitoring rules across card, ACH, wire, and digital asset activity
• Conduct deep-dive investigations into emerging risk patterns and convert findings into scalable, production-ready monitoring logic
• Analyze alert and case data to evaluate rule performance and recommend data-driven optimizations
• Partner with Compliance Investigations to identify typologies and ensure monitoring logic reflects real-world risk signals
• Support the design and refinement of onboarding and KYC/KYB risk segmentation frameworks
• Build and maintain dashboards and recurring reporting that provide visibility into rule effectiveness, operational efficiency, and overall risk exposure
• Perform ad hoc risk analyses across customer cohorts, geographies, products, and transaction behaviors to identify outliers or control gaps

Skills

SQL

Blockchain analytics

AML/BSA knowledge

Data-driven problem solving

Analytical thinking

Independent problem structuring

Tools

Chainalysis

TRM Labs

Elliptic

Python

Job description

Rain is seeking a risk analytics professional within its Financial Crimes Risk Management team. You will enhance transaction monitoring, investigate risk patterns, and translate regulatory requirements into scalable monitoring logic.

The role emphasizes data-driven decisions, rule optimization, and collaboration with FIU leadership. Ideal candidates have 2–4+ years in fintech risk analytics, strong SQL, and experience with Chainalysis, TRM Labs, or Elliptic.