Fraud Red Team Senior Analyst

Citi; San Antonio (TX); On-site; USD 87,000 - 131,000; Full time

Job summary

Citi in San Antonio, Texas, is seeking a Fraud Red Team Specialist to simulate real-world fraud scenarios and test the strength of Citi's controls. This role focuses on identifying vulnerabilities and recommending mitigations to enhance prevention measures across products and processes.

You will conduct adversarial simulations, analyze logs, and collaborate with cross-functional teams while maintaining strict legal and ethical testing standards.

Qualifications

• 3+ years of relevant experience.
• Experience in fraud testing/red team, fraud ops or threat simulation.
• Proven influencing and relationship management skills.
• Proven analytical skills.
• Proven writing and communications skills.

Responsibilities

• Conduct adversarial simulation of products and processes to assess controls and fraud detection systems.
• Identify vulnerabilities to help Citi address weaknesses in fraud prevention strategies.
• Provide recommendations for mitigation and lead debriefings with cross-functional partners.
• Knowledge of device fingerprinting, browser spoofing, proxy/VPN usage and basic scripting.
• Create and use BOT tools and run velocity and load testing.
• Fraud domain knowledge including KYC/AML basics, SIM-Swaps, OTP attacks and social engineering.
• Read data logs and present quantitative analytics.
• Conduct safe testing protocols with legal and ethical understanding.
• Assist Incident Response Teams with investigations and risk assessments.
• Coordinate with dev and infra units to identify fraud risks and controls.

Skills

Fraud testing

Red team

Threat simulation

Communication

Influencing skills

Analytical skills

Writing skills

Education

Bachelor’s degree

Tools

Shell scripting

Python

Java

Job description

A \"fraud red team\" is a specialized cybersecurity fraud team that simulates real-world fraud scenarios to identify vulnerabilities and test the effectiveness of fraud prevention measures within an organization.

Responsibilities

• Conduct adversarial simulation of products and processes to assess the effectiveness of controls and fraud detection and prevention systems
• Identify vulnerabilities to help Citi identify and address potential weaknesses in their fraud prevention strategies
• Provide recommendations for mitigation of vulnerabilities, lead debriefings with cross-functional partners to ensure mitigation of the detected vulnerabilities
• Knowledge of device fingerprinting, browser spoofing, proxy/VPN usage and basic scripting like Shell/Python/Java
• Create and use BOT tools and run velocity and load testing
• Fraud domain knowledge – understanding of fraud and credit risk systems, KYC/AML basics, BRI scams, SIM-Swaps, OTP attack and social engineering tactics
• Ability to read data logs and present quantitative analytics skills
• Conduct safe testing protocols with understanding of legal and ethical elements
• Assist Fraud Incident Response Teams with incident investigations and aid in technical risk assessments
• Coordinate with system development and infrastructure units to identify fraud risks and the appropriate controls for development, day-to-day operations, and emerging technologies
• Perform regular assessments based on changes in the fraud threat landscape
• Monitor vulnerability assessments and ensure that issues are addressed for the applications that they support
• Identify significant fraud threats and vulnerabilities
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Qualifications

• 3+ years of relevant experience
• Experience in fraud testing/red team, fraud ops or threat simulation
• Consistently demonstrates clear and concise written and verbal communication
• Proven influencing and relationship management skills
• Proven analytical skills
• Proven writing and communications skills

Education

• Bachelor’s degree/University degree or equivalent experience

Job Family Group

Technology

Job Family

Information Security

Time Type

Full time

Primary Location

San Antonio Texas United States

Primary Location Full Time Salary Range

$87,280.00 - $130,920.00

In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire.

Most Relevant Skills

Please see the requirements listed above.

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

Anticipated Posting Close Date

Sep 17, 2026

Automated Processing and AI

We use automated processing, including artificial intelligence, for our legitimate business interests (or our reasonable and appropriate business purposes) to identify and align the candidate's skills and abilities with a specific job opening. Additionally, if you so choose, or consent, we can match your skills and abilities to other suitable roles at Citi.Importantly, all our hiring processes and decisions, including determining your suitability for a role, are conducted, checked, and decided by individuals. Our automated processing and AI do not involve relying on automatic or autonomous decision-making. Please refer to any Jurisdictional Considerations, with specific provisions for your country (where relevant) for further details.Illinois residents – AI Notice and Right

Illinois residents – AI Notice and Right

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi. View Citi’s EEO Policy Statement and the Know Your Rights poster.