Fraud Risk & Detection Director

City National Bank of Florida; Miami (FL); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

Health Coverage

401(k) with matching

Generous PTO and paid holidays

Access to wellness resources

Job summary

A financial institution in Miami is seeking a Fraud Risk Program Manager to oversee fraud detection programs and manage a team of Detection Analysts. The ideal candidate should have 5-7 years of experience in fraud risk management and strong leadership skills. This role involves strategic planning and operational oversight, ensuring compliance with regulatory standards. Competitive benefits and a stimulating work environment are offered.

Qualifications

• 5-7 years of experience in fraud risk management or related field.
• Strong understanding of fraud models and risk assessments.
• Excellent analytical and stakeholder management skills.

Responsibilities

• Lead and manage fraud detection activities.
• Oversee fraud recovery efforts.
• Conduct quality control reviews.

Skills

Fraud risk management

Analytical skills

Leadership experience

Vendor relationship management

Communication skills

Education

Bachelor’s Degree in Business Administration or related field

Job description

Overview

Think BIG. Achieve More.

At City National Bank of Florida, we invest in our people and the communities we serve. Join a team where ambitious careers and meaningful relationships thrive together. We’re entrepreneurs at heart—growing fast, making an impact, and shaping the future of banking in Florida. To learn more about City National Bank of Florida visit About Us!

About The Role

The Fraud Risk Program Manager is responsible for overseeing enterprise fraud detection and prevention. This leadership role includes managing a team of Detection Analysts, overseeing fraud system performance and vendor relationships, and ensuring compliance with regulatory and internal risk management standards. The incumbent exercises independent judgment and decision‑making authority in strategic planning, operational oversight, and risk governance. This position requires advanced expertise in fraud risk, model governance, and cross‑functional collaboration, and plays a key role in shaping fraud prevention strategy across the organization.

What You’ll Do

• Lead and manage fraud detection activities, ensuring effective monitoring and resolution of alerts.
• Oversee fraud recovery efforts in alignment with investigative functions to ensure timely restitution and case closure.
• Conduct quality control reviews to ensure accuracy and consistency in fraud detection and investigation practices.
• Conduct regular performance reviews and provide strategic coaching to enhance team effectiveness.
• Serve as the primary authority over the fraud detection system, including vendor relationship oversight and ensuring optimal system performance.
• Execute system performance tuning and optimization to strengthen detection capabilities.
• Identify, evaluate, and implement new fraud detection agents and technologies to advance program effectiveness.
• Lead the annual enterprise‑wide fraud risk assessment, identifying vulnerabilities and recommending mitigation strategies.
• Conduct fraud risk assessments for new products and services to ensure proactive integration of fraud controls.
• Direct the Fraud Risk and Control Self‑Assessment (RCSA) process in alignment with enterprise risk governance.
• Perform system coverage assessments to evaluate effectiveness and identify gaps in fraud detection.
• Oversee fraud models under the Financial Crimes Prevention (FCP) Model Governance framework, including change control management.
• Collaborate with model risk stakeholders on fraud model validations and ongoing performance monitoring.
• Partner with operational leaders to define and document fraud‑related roles and responsibilities.
• Produce and deliver fraud metrics, dashboards, and strategic reports to senior management.
• Participate in the annual Business Continuity Planning (BCP) exercise to ensure fraud program resilience.
• Monitor fraud trends and provide strategic insights to enhance detection and prevention strategies, including the development and refinement of fraud‑related policies and procedures.

Qualifications

• 5-7 years of experience in fraud risk management, financial crimes, or a related field within the financial services industry.
• Demonstrated experience in leading fraud detection programs, managing system performance, and overseeing vendor relationships.
• Strong understanding of fraud models, risk assessments, and control frameworks, with the ability to evaluate and influence enterprise‑level fraud strategy.
• Proven leadership and team management experience, including oversight of high‑impact fraud detection and prevention initiatives.
• Excellent analytical, communication, and stakeholder management skills, with the ability to present complex findings to senior leadership and influence decision‑making.
• Familiarity with regulatory requirements related to fraud, AML, and financial crime, and the ability to interpret and apply them in policy and program development.
• Demonstrated ability to exercise independent judgment in matters of significance, including system configuration, risk mitigation, and model governance.
• Experience developing and refining fraud‑related policies, procedures, and governance frameworks to ensure compliance and operational effectiveness.
• Ability to lead cross‑functional collaboration and drive continuous improvement in fraud detection capabilities and risk controls.

Education

• Bachelor’s Degree in Business Administration, Finance, Accounting, Criminal Justice, or a related field preferred.
• An equivalent combination of education and relevant professional experience may be considered in lieu of a degree.

Benefits & Perks

• Health Coverage: Medical, dental, and vision plans with employer contributions.
• Retirement Savings: 401(k) with matching, plus additional retirement options.
• Paid Time Off & Holidays: Generous PTO and paid holidays.
• Wellness Support: Access to mental health and financial wellness resources.

Special Information To Candidates

• Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
• Please view Equal Employment Opportunity Posters here.
• The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)
• Reasonable accommodation may be made to assist individuals with disabilities to complete the online application process. Please contact our Human Resources Department at 305-577-7680 or by e‑mail at [e-mail].