Fraud & Financial Crimes Investigator

Western Union; Atlanta (GA); Híbrido; USD 64.000 - 75.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical, Dental, Vision, and Life

Tuition Assistance

Employee Discount Program

Parental Leave

401K Plan

Descripción de la vacante

Western Union is seeking a Fraud Analyst to support the Agent Monitoring and Investigation program across the agent network. You will identify, investigate, and mitigate fraud and financial crime risks, collaborating with Compliance, Financial Crimes, Operations, Legal, and other stakeholders.

Responsibilities include analyzing transaction activity and customer data, documenting findings, and recommending mitigations or escalations.

Formación

• 2+ years of experience conducting fraud investigations, anti-money laundering (AML), financial crimes compliance, Bank Secrecy Act (BSA) compliance, sanctions compliance, risk management, or related investigative activities involving transaction activity, customer behavior, or suspicious activity.
• Experience reviewing and analyzing large volumes of transactional, customer, or account-related data to identify potential risks.
• Experience documenting investigative findings and recommendations in accordance with established procedures and regulatory requirements.
• Experience using Microsoft Excel to analyze transactional, customer, or investigative data and support reporting activities.
• Bachelor's degree or equivalent combination of education and relevant work experience.

Responsabilidades

• Identify, investigate, and escalate potential fraud, financial crime, and regulatory risks across the Western Union agent network.
• Conduct investigations of agents, agent owners, and agent networks to identify fraud, complicity, or other risks.
• Analyze transaction activity, customer information, agent behavior, and findings to identify patterns indicating money laundering or other suspicious activity.
• Perform risk-based reviews using internal systems and data sources to evaluate financial crime and regulatory risks.
• Document investigative findings, conclusions, and recommendations according to internal policies and regulatory requirements.
• Assess risks and recommend mitigation actions, including escalation or monitoring enhancements.
• Support regulatory and settlement-related requirements by ensuring monitoring and investigations are completed on time.
• Collaborate with Compliance, Fraud, Financial Crimes, Operations, Legal, and other stakeholders to gather information and support decisions.
• Identify emerging fraud trends and provide insights to strengthen risk controls and investigative processes.
• Contribute to continuous improvement of monitoring and investigation processes.

Conocimientos

Fraud investigations experience

AML compliance

Regulatory compliance

Data analysis

Excel proficiency

Educación

Bachelor's degree or equivalent

Herramientas

Investigation tools

Descripción del empleo

Western Union is seeking a Fraud Analyst to support the Agent Monitoring and Investigation program across the agent network. You will identify, investigate, and mitigate fraud and financial crime risks, collaborating with Compliance, Financial Crimes, Operations, Legal, and other stakeholders.

Responsibilities include analyzing transaction activity and customer data, documenting findings, and recommending mitigations or escalations.