Fraud Analyst I

First Internet Bank; Fishers (IN); Presencial; USD 54 000 - 72 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Medical, Dental & Vision Insurance

401(k) with generous match

Paid vacation

Eleven paid holidays

Paid volunteer time off

Professional development opportunities

Resumo da oferta

First Internet Bank in Fishers, IN is seeking an Fraud Analyst I to monitor accounts for fraudulent activity and support BSA/AML/OFAC compliance. You will review alerts, ensure CIP/CDD compliance, and collaborate with bank departments on investigations.

The role requires at least two years in banking or fraud-related work, proficient communication skills, and knowledge of ACH/wires. Office experience and a professional, detail-oriented mindset are essential.

Qualificações

• Two years of front-line or fraud-related banking experience.
• High school diploma required.
• Clear verbal and written communication of findings.
• Working knowledge of ACH transfers and wires.
• Microsoft Office experience required.

Responsabilidades

• Review new customer account applications to identify fraud.
• Research, document, and close or escalate alerts in AML/fraud monitoring systems.
• Review CIP, CDD, and Beneficial Ownership with EDD as needed.
• Review reports to identify fraudulent or suspicious activities (e.g., large cash, ACH).
• Assist in reviewing new accounts for CIP/CDD compliance and ownership regs.
• Serve as a resource for fraud-related issues across departments.
• Perform other duties as assigned.

Conhecimentos

Banking experience

Fraud knowledge

Microsoft Office

Communication skills

Financial transactions knowledge

Formação académica

High school diploma

Ferramentas

BSA/AML/Fraud monitoring software

OFAC compliance tools

Descrição da oferta de emprego

Fraud Analyst I# Fraud Analyst IFirst Internet Bank of Indiana Fishers - Fishers, IN 46038## Position Details**About the Position:**As the Fraud Analyst I you will be responsible for the proactive monitoring of new and existing customer account relationships to prevent or minimize financial, reputational, and financial crimes risk to the Bank. You will review alerts in the Bank’s BSA/AML/Fraud and Sanctions monitoring software system(s) to identify potentially suspicious and fraudulent activity. You will also provide support to the Bank Secrecy Act (BSA) area for anti-money laundering (AML), and OFAC compliance.**What You Will Do:*** Reviews and researches new customer account applications referred by internal Bank departments to identify fraudulent account applications.* Researches, documents, and closes and/or escalates assigned alerts in the Bank’s BSA/AML/Fraud and Sanctions compliance monitoring software within documented time frames.* Responsible for customer account reviews, ensuring compliance with CIP, CDD and Beneficial Ownership regulations; perform EDD on designated customer account relationships.* Reviews various reports to identify fraudulent or suspicious activities, including but not limited to daily and monthly large cash reports, daily return deposit items reports, daily ACH account verification transactions.* Assist in reviewing new accounts for compliance with CIP, CDD, and Beneficial Ownership regulations.* Acts as a resource for fraud related issues with other Bank departments.* Perform other duties as assigned.**What We’re Looking For:*** A minimum of two years of front line or operational banking experience, or two years in a fraud related role in another industry (e.g., previous investigative experience in financial crimes) required* A high school education is required* Ability to clearly articulate and explain findings verbally and in writing* Working knowledge of basic financial transactions and terminology (e.g., ACH transfers, wires, etc.) and the ability to differentiate between these transactions* Microsoft Office experience required**Working Conditions/Demands:*** Professional office setting.* Primarily sedentary position requiring long periods of time working at a computer.* Must be able to move throughout the office and buildings to obtain or relay information.* Must be able to perform the essential functions of the position with or without reasonable accommodation.**Who Are We?**We’re not just another bank and we’re not looking for just another employee. Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes, we really were the first state-charted, FDIC insured bank to operate entirely online and we have been leading the way ever since. We seek the game changers, the innovators...those who challenge the status quo because change really is the only constant. Ready to join a team of imaginative, driven individuals like you? It’s your career, you deserve to imagine more. Keep reading, we think you will like you what see.## More about First Internet Bank**Why Join Us?**At First Internet Bank, our workplace is built around people. Guided by four core competencies—Collaborate to Win, Adapt with Agility, Decide for Impact, and Put People First—we’ve created an environment where individuals feel empowered, supported, and inspired to do their best work. This commitment to collaboration and growth has earned meaningful recognition, including being named a Top Workplace multiple times and one of the Best Banks to Work For. We’re proud of these honors because they reflect what matters most to us: our team.This culture comes to life at our 175,000‐square‐foot headquarters in downtown Fishers, designed with our people in mind. Inside, you’ll find thoughtfully designed workspaces, an onsite fitness center and The Backyard, our 18,000‐square‐foot open‐air deck with fire pits, covered pergolas, a waterfall, and plenty of greenery for stepping away and recharging. Add free snacks, soft drinks, beer on tap, unlimited volunteer time off, continuous education opportunities for development and regular team events, and you’ll find plenty of ways we support connection and a great workday.**Our benefits package includes the following and so much more:*** Medical, Dental, and Vision Insurance for Full-Time employees - Eligibility begins on day one of employment* 401(k) Retirement Plan with Generous Match for Full-Time and Part-Time employees - Eligibility begins on day one of employment* Professional Development Reimbursement* At Least 3 Weeks Paid Vacation Annually - For New Employees, Paid Vacation is Adjusted Based on Start Date* Eleven Paid Holidays* Paid Volunteer Time* Annual First Internet Bank-branded merchandise allowanceEqual Opportunity Employer - Women, Minorities, Veterans and Individuals with DisabilitiesIf you are a California resident, you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Click here to read more.The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c). Click here to read more.