Fraud & AML Risk Systems Analyst

German American; Whitehall (OH); On-site; USD 85,000 - 110,000; Full time

Benefits offered by this job

PTO and holidays

Educational assistance

Wellness benefits

Parental leave

401(k) match

Stock purchase plan

Job summary

Heartland Bank, a Division of German American Bank, seeks a Risk Systems Analyst to support AML and fraud detection systems across banking channels. You will monitor, analyze, and optimize detection strategies, while partnering with IT, Compliance, and Fraud Operations to strengthen controls and governance.

You will develop reports, validate system changes, and assist regulatory reviews, staying current on emerging fraud schemes and regulatory changes to improve detection capabilities.

Qualifications

• Bachelor’s degree or equivalent in a relevant field.
• 2–4 years in banking, fraud operations, risk management, or related areas.
• Knowledge of AML/CFT and fraud detection systems.

Responsibilities

• Monitor AML/CFT and fraud detection systems and alert activity.
• Develop reports and dashboards; support audits and regulatory reviews.
• Collaborate with stakeholders to strengthen fraud controls and governance.

Skills

AML/CFT knowledge

Fraud detection

Data analysis

Report & dashboarding

Stakeholder communication

Education

Bachelor’s degree in business/finance/information systems

Tools

Transaction monitoring tools

Case management platforms

Digital banking systems

Core banking systems

Job description

Heartland Bank, a Division of German American Bank, seeks a Risk Systems Analyst to support AML and fraud detection systems across banking channels. You will monitor, analyze, and optimize detection strategies, while partnering with IT, Compliance, and Fraud Operations to strengthen controls and governance.

You will develop reports, validate system changes, and assist regulatory reviews, staying current on emerging fraud schemes and regulatory changes to improve detection capabilities.