Fraud & AML Analytics Specialist

Under Technologies, Inc.; Salt Lake City (UT); Hybrid; USD 60,000 - 90,000; Full time

Benefits offered by this job

Equity

Healthcare benefits

Paid time off

Job summary

Rho is a modern banking platform delivering AI-powered financial services and human-supported fraud prevention. We seek an experienced financial crime analyst to strengthen our AML program, investigate suspicious activity, and drive improvements in detection logic while supporting cross-functional teams across Compliance, Operations, and Client Services.

You will analyze alerts, prepare SARs, and respond to customer inquiries, contributing to a best-in-class risk program that protects customers

Qualifications

• 2+ years of experience in fraud risk, AML/BSA, and/or payments operations in banking and/or financial services.
• Experience using systems such as Excel, Google Workspace, Looker, and Slack
• Understanding of how to leverage AI to improve investigation efficiency and drive improvements in alert query quality, tuning, and detection logic
• Excellent written and verbal communication skills
• Ability to work independently, capable of taking ownership and acting as the primary contact for fraud and financial crime-related issues when needed
• Strong working knowledge of compliance and payment regulations, including Reg E, NACHA, AML/BSA, KYC/CIP, OFAC, FinCEN, SAR/CTR filing requirements, and related frameworks

Responsibilities

• Analyze fraud and AML alerts and cases to identify, investigate, and prevent fraudulent activity and suspicious transactions
• Conduct transaction monitoring reviews and assess activity against AML/BSA typologies, escalating as needed
• Prepare and file Suspicious Activity Reports (SARs) and maintain supporting documentation in line with regulatory requirements
• Assist customers by preparing and responding to inquiries related to fraud and financial crime investigations, and support the resolution of incidents
• Document investigation processes and outcomes to maintain audit-ready records
• Maintain department productivity goals and quality standards
• Collaborate with the Financial Crime team to support and refine our operations, working cross-functionally with Client Services, Financial Operations, Compliance, and Transaction Monitoring teams
• Maintain regular communication with team members to ensure maximum efficiency in recovery efforts and support ongoing strategy management
• Deep dive into individual fraud and AML event vectors to perform root cause analyses
• Support KYC/CIP and customer due diligence (CDD/EDD) reviews as needed

Skills

Fraud risk management

AML/BSA compliance

Payments operations

Excel

Google Workspace

Looker

Slack

AI for investigations

Tools

Excel

Google Workspace

Looker

Slack

Job description

Rho is a modern banking platform delivering AI-powered financial services and human-supported fraud prevention. We seek an experienced financial crime analyst to strengthen our AML program, investigate suspicious activity, and drive improvements in detection logic while supporting cross-functional teams across Compliance, Operations, and Client Services.

You will analyze alerts, prepare SARs, and respond to customer inquiries, contributing to a best-in-class risk program that protects customers