Fraud & AML Analyst — NYC

Flourish; Northern, New York (KY, NY); Hybrid; USD 71,000 - 93,000; Full time

Benefits offered by this job

Bonus opportunities

Benefits

Job summary

Flourish is seeking a Fraud and AML Analyst to join its Risk Team. You will review and investigate alerts, analyze customer and transaction activity, document findings, and escalate high‑risk cases.

You will support AML monitoring, BSA, sanctions reviews, and broader fraud controls across the customer lifecycle. You will collaborate with Legal and Compliance and business partners to continuously improve monitoring rules, assess emerging risks, and help Flourish evolve its controls as products

Qualifications

• Bachelor's degree or equivalent relevant experience.
• 3+ years in fraud, AML, regulatory compliance, risk, operations, or related function within financial services.
• Strong written and verbal communication, with precise investigative documentation.
• Strong attention to detail and ability to manage multiple priorities.
• Analytical and critical-thinking skills to evaluate information and identify risks.
• Sound judgment and willingness to escalate or investigate further as needed.
• Willingness to learn and adapt to changing fraud risks and regulatory requirements.
• Highest ethical standards and accountability; ability to pass a FINRA background check.

Responsibilities

• Review and investigate Fraud and AML alerts, analyzing relevant customer information and activity.
• Conduct AML transaction monitoring and related reviews for compliance programs.
• Investigate potential fraud, document findings, and escalate high-risk matters appropriately.
• Support ongoing maintenance and improvement of Fraud and AML monitoring rules and controls.
• Monitor emerging fraud and money-laundering risks and assess regulatory developments.
• Assist in developing and monitoring Fraud and AML risk assessments and metrics.
• Support internal/external audits and regulatory inquiries related to fraud and AML.
• Collaborate across Flourish to address Fraud, AML and other financial crime risks.

Skills

Fraud analysis

AML

Regulatory compliance

Investigation

Analytical thinking

Documentation

Education

Bachelor's degree or equivalent

Job description

Flourish is seeking a Fraud and AML Analyst to join its Risk Team. You will review and investigate alerts, analyze customer and transaction activity, document findings, and escalate high‑risk cases.

You will support AML monitoring, BSA, sanctions reviews, and broader fraud controls across the customer lifecycle. You will collaborate with Legal and Compliance and business partners to continuously improve monitoring rules, assess emerging risks, and help Flourish evolve its controls as products