FP&A Expense Manager

OneMain Financial; Washington (District of Columbia); Hybrid; USD 120,000 - 150,000; Full time

Benefits offered by this job

401(k) matching

Stock Purchase Plan

Tuition reimbursement

Paid time off

Job summary

OneMain Financial is seeking an FP&A Expense Manager to lead budgeting, forecasting, and expense management for a national branch network. You’ll partner with Branch Operations and leadership to drive cost discipline and strategic investments, coordinating with HR, Procurement, and Finance to model headcount and expense trends across 1,300+ branches and 5,000+ field employees.

You will develop branch-level productivity metrics, explain variances, and prepare executive presentations.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field; MBA or CPA preferred.
• 5+ years of FP&A experience, preferably multi-unit retail or financial services.
• Strong command of financial modeling, variance analysis, and headcount planning.
• Proficiency in Excel, PowerPoint, and financial planning systems (e.g., Hyperion, Power BI).
• Excellent communication skills and ability to influence cross-functional stakeholders.

Responsibilities

• Lead monthly and quarterly operating expense forecasting including comp, occupancy, supplies, and discretionary spend.
• Model headcount plans across 1,300+ branches and 5,000+ field employees with cross-functional partners.
• Analyze variances to plan, outlook, and prior year across salaries, benefits, occupancy, and marketing costs.
• Own branch-level productivity metrics and link them to financial performance.
• Support branch refresh programs, vendor transitions, and cost optimization efforts.
• Prepare executive-ready presentations for Mid Year Forecast and Monthly Business Reviews.
• Collaborate with Expense Team and Corporate FP&A to align with enterprise planning cycles.

Skills

Financial modeling

Variance analysis

Headcount planning

Communication

Education

Bachelor's degree in Finance or related field

MBA or CPA preferred

Tools

Hyperion

Power BI

Excel

PowerPoint

Job description

FP&A Expense Manager – Branch Operations

Position Summary

We are seeking a strategic and detail-oriented FP&A Expense Manager to lead financial planning, forecasting, and expense management for our national branch network and strategic initiatives. This role will serve as a key partner to Branch Operations and leadership team, providing insights that drive operational efficiency, cost discipline, and strategic investment decisions.

Key Responsibilities

• Lead monthly and quarterly Operating expense forecasting, including compensation, occupancy, supplies, and discretionary spend categories
• Partner with Branch, Operations, HR, and Procurement to model headcount plans, hiring trends, and attrition impacts across 1,300+ branches and 5,000+ field employees.
• Analyze and explain variances to plan, outlook, and prior year across key cost drivers such as salaries, benefits, overtime, occupancy, professional services, direct mail, affiliate, social, et al marketing channels.
• Own the development of branch-level productivity metrics (e.g., approved applications, originations, pull-through rates) and their linkage to financial performance.
• Support strategic initiatives such as branch refresh programs, vendor transitions, and cost optimization efforts.
• Prepare executive-ready presentations for Mid Year Forecast, Monthly Business Reviews, and forecast reviews with senior leadership.
• Collaborate with the Expense Team and Corporate FP&A to ensure alignment with enterprise-wide planning cycles and reporting standards.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field; MBA or CPA preferred.
• 5+ years of experience in FP&A, preferably in a multi-unit retail or financial services environment.
• Strong command of financial modeling, variance analysis, and headcount planning.
• Proficiency in Excel, PowerPoint, and financial planning systems (e.g., Hyperion, Power BI, etc).
• Excellent communication skills and ability to influence cross-functional stakeholders.

Location: Baltimore, MD (Hybrid, Tues-Thurs in office)

Target base salary range is $120,000-$150,000 which is based on various factors including skills and work experience. In addition to base salary, this role is eligible for bonuses or incentives that are based on individual and company performance.

Company Culture

We are a mission-driven organization that values integrity, collaboration, and innovation. Our culture is rooted in transparency and accountability, where every team member is empowered to make an impact. We foster a supportive environment that encourages continuous learning, celebrates diverse perspectives, and prioritizes work-life balance. As part of the FP&A team, you’ll be joining a group that thrives on curiosity, data-driven decision-making, and a shared commitment to operational excellence.

Who We Are

OneMain Financial (NYSE: OMF) is the leader in offering nonprime customers responsible access to credit and is dedicated to improving the financial well-being of hardworking Americans. Since 1912, we’ve looked beyond credit scores to help people get the money they need today and reach their goals for tomorrow. Our growing suite of personal loans, credit cards and other products help people borrow better and work toward a brighter future.

Driven collaborators and innovators, our team thrives on transformative digital thinking, customer-first energy and flexible work arrangements that grow lives, careers and our company. At every level, we’re committed to an inclusive culture, career development and impacting the communities where we live and work. Getting people to a better place has made us a better company for over a century. There’s never been a better time to shine with OneMain.

Benefits

Because team members at their best means OneMain at our best, we provide opportunities and benefits that make their health and careers a priority. That’s why we’ve packed our comprehensive benefits package for full- and some part-timers with:

• Health and wellbeing options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances
• Up to 4% matching 401(k)
• Employee Stock Purchase Plan (10% share discount)
• Tuition reimbursement
• Paid time off (15 days’ vacation per year, plus 4 personal days, prorated based on start date)
• Paid sick leave as determined by state or local ordinance, prorated based on start date
• Paid holidays (7 days per year, based on start date)
• Paid volunteer time (3 days per year, prorated based on start date)