Founding Underwriter / Senior Underwriter

We Are InsurTech Women; New York (NY); Remote; USD 80,000 - 120,000; Full time

Job summary

An innovative insurtech startup in New York is looking for its first Underwriter to establish underwriting disciplines from the ground up. This role involves shaping the underwriting philosophy and collaborating with teams to refine product structures. The ideal candidate will have 5–10+ years of experience and a strong understanding of how digital systems fail. The company offers a fast-paced environment conducive to innovation and growth. This role is a unique opportunity at an early-stage company aiming to redefine digital insurance.

Qualifications

• 5–10+ years of underwriting experience in cyber, tech E&O, or specialty risk.
• Demonstrated authority in structuring complex insurance programs.
• Strong understanding of cloud ecosystems and operational resilience.

Responsibilities

• Own underwriting submissions from risk evaluation to pricing.
• Build underwriting foundations: guidelines, appetite, and review processes.
• Collaborate with product and engineering teams to inform product evolution.

Skills

Underwriting experience

Communication skills

Entrepreneurial mindset

Understanding of digital systems

Job description

5 days ago Be among the first 25 applicants

Location: Remote (Based in New York Metro Area)

Employment Type: Full-Time

About Us

We’re an early-stage Series A insurtech building the future of digital risk insurance. As global reliance on cloud infrastructure accelerates, cloud outages and third-party service failures represent a growing operational and financial threat to modern businesses. Our platform delivers innovative, data-driven insurance products that help companies proactively manage and transfer this emerging category of risk.

We’re backed by leading venture partners and entering a phase of rapid development—from product refinement to market expansion. This is a rare opportunity to join a category-defining company at a foundational stage.

Role Overview

We are hiring our first Underwriter—a strategic and hands-on leader who will build underwriting discipline from the ground up. This role will shape underwriting philosophy, define pricing frameworks, partner with actuarial and product teams, and set the foundation for scalable processes and future team growth.

Beyond underwriting submissions, you’ll help refine product structure, collaborate with distribution partners, and test market appetite—all while helping shape how cloud outage risk is assessed, priced, and understood.

If you enjoy building, iterating, and operating without rigid guardrails, this role will feel energizing.

Key Responsibilities

• Own underwriting of all submissions, from risk evaluation to pricing, terms, and structuring.
• Build underwriting foundations: guidelines, appetite, authority models, and review processes.
• Evaluate cloud environments, architecture maturity, vendor dependencies, and operational resilience to assess exposure.
• Collaborate cross-functionally with product, data science, engineering, actuarial, and leadership to inform product evolution.
• Create frameworks and underwriting infrastructure that support automation and eventual scale.
• Engage with brokers and early customers to educate the market and validate product positioning.
• Provide portfolio insights, trend analysis, competitive intelligence, and loss modeling feedback.
• Help recruit and mentor future underwriting team members as the company grows.

Qualifications

Required:

• 5–10+ years of underwriting experience in cyber, tech E&O, specialty risk, parametric, or emerging digital insurance products.
• Demonstrated underwriting authority and experience structuring complex or novel insurance programs.
• Strong understanding of how digital systems fail—cloud ecosystems, SaaS dependencies, SLAs, or operational resilience frameworks.
• Entrepreneurial mindset with comfort working in ambiguity, building process, and iterating fast.
• Excellent communication and broker relationship skills.

Nice to Have:

• Experience at an insurtech, MGA, or startup environment.
• Exposure to parametric triggers, risk scoring, or automated underwriting workflows.
• Familiarity with AWS, GCP, Azure architecture or broader DevOps/SaaS technical knowledge.

Seniority level

Director

Employment type

Full-time

Job function

Distribution

Industries

Insurance