Floor Plan Field Auditor: Credit Risk & Compliance

JPMorgan Chase & Co.; Manchester (NH); On-site; USD 70,000 - 100,000; Full time

Job summary

JPMorgan Chase & Co. in Manchester, NH seeks a Credit Support Analyst to maintain credit portfolio integrity and support client success. You will assess borrower compliance with credit terms, identify risks, and collaborate with stakeholders to ensure robust lending practices.

You will contribute to inventory audits, covenant analysis, and process improvements, gaining expertise in credit analysis, compliance, and project work in a fast-paced, nationwide environment.

Qualifications

• Foundational knowledge of credit agreement terms and financial covenants.
• Ability to interpret and apply credit policies and procedures accurately.
• Strong organizational and time management skills.
• Excellent customer service and communication skills.
• Valid driver license and auto insurance.
• Willingness and ability to travel overnight nationwide as required.
• Developing proficiency in conflict management and stakeholder engagement.
• Effective critical thinking and problem-solving skills.

Responsibilities

• Audit dealership inventory in accordance with bank policy, inspecting all dealer vehicles for serial numbers.
• Verify dealers possess MSO/Title for any unseen inventory.
• Prepare and review inventory audit summary reports with dealer contacts.
• Maintain working knowledge of current floor plan credit policy.
• Assess compliance with credit agreement terms for a designated borrower portfolio.
• Identify potential defaults and breaches of covenants.
• Interpret financial and other covenants in credit agreements.
• Ensure accurate setup of co-borrowers, guarantors, and other parties in the system of record.
• Conduct credit analysis and monitor ongoing compliance with financial covenants.
• Calculate cash flow and leverage ratios per credit agreement terms.
• Manage time effectively to meet quality control standards and service level agreements.

Skills

Credit policies

Time management

Customer service

Communication

Credit analysis

Problem solving

Travel overnight

Stakeholder engagement

Critical thinking

Job description

JPMorgan Chase & Co. in Manchester, NH seeks a Credit Support Analyst to maintain credit portfolio integrity and support client success. You will assess borrower compliance with credit terms, identify risks, and collaborate with stakeholders to ensure robust lending practices.

You will contribute to inventory audits, covenant analysis, and process improvements, gaining expertise in credit analysis, compliance, and project work in a fast-paced, nationwide environment.