Floating Universal Banker

Berkshirejobs; Williamstown (MA); On-site; USD 40,000 - 70,000; Full time

Job summary

An established industry player is seeking a Floating Universal Banker Representative to deliver outstanding customer service while managing accounts and transactions. This dynamic role requires adaptability as the representative will travel to branches based on staffing needs. The ideal candidate will excel in customer relations, compliance, and teamwork, contributing to business growth through proactive sales and referrals. Join a supportive environment where your contributions help shape the community and enhance customer experiences. If you are passionate about banking and customer service, this opportunity is perfect for you!

Qualifications

• Proficiency in basic financial calculations and teller transactions.
• Strong interpersonal and communication skills are essential.

Responsibilities

• Provide exceptional customer service and assist with banking products.
• Comply with all regulations and maintain customer confidentiality.
• Participate in business development and cross-selling opportunities.

Skills

Mathematical literacy

Critical thinking

Interpersonal skills

Customer service

Flexibility

Tools

Microsoft Office Suite

Teller systems

Customer management systems

Job description

The Floating Universal Banker Representative plays a vital role in providing exceptional customer service in accordance with our Community Banking Service Standards. This position will be designated to travel to and work from whichever branch has the priority staffing need, with sufficient notice provided. This position participates in the daily operation of that branch; including but not limited to responsibilities for account management and assisting customers with banking products, transactions and other financial products/services as needed; for providing timely and efficient completion of transactions while maintaining accurate records and thorough handling of all cash and negotiable instruments assigned. The Floating Universal Banker Representative also proactively participates in the branch sales referral process, as directed by management.

Key Accountabilities and Responsibilities

The job performance of the Universal Banker includes the following, and other/related duties as assigned.

1. Customer Care

• Drive and deliver the MountainOne Standard of Customer Care regarding daily transactions, proactively addressing inquiries, and resolving problems in accordance with bank policies.
• Perform the basic transactions of a teller, accepting deposits and loan payments, verifying cash and endorsements, cashing checks within limits and obtaining further authorization when necessary, issuing money orders, cashier’s checks and redeeming savings bonds.
• Perform ATM/Debit card maintenance and new card orders.
• Develop and deepen customer rapport; have and use knowledge of account ownership, be responsive and timely with correspondence and problem resolution.
• Promote and advise on the bank’s products and services.
• Open and service new and existing accounts. Ensure customer profiles are updated. Maintain constant awareness of changes/opportunities affecting customer accounts.

2. Operations and Compliance

• Comply, keep updated with policies, procedures, compliance training; comply with BSA/AML/OFAC regulations and guidelines. Keep track of and participate in scheduled monthly audit requirements. Comply with the company’s code of ethics.
• Maintain a position of trust and responsibility by keeping all customer business secure and confidential; educate and alert customers regarding fraud.
• Prepare individual daily balance of teller cash transactions, as well as other reports as necessary.
• Prepare and review new customer account and maintenance document checklists for 100% accuracy.

3. Individual and Team Effectiveness

• Work cooperatively in close communication and coordination across all company departments/functions. Develop a collaborative relationship with the Call Center.
• Participate in cooperative team efforts to set/achieve goals, communicate, share information; training and development.
• Demonstrate a strong commitment to the bank’s culture and core commitments including community engagement; established service standards; serve as a brand ambassador.
• Ability to travel to other branches within the region to assist with staff coverage.

4. Business Development

• Identify business growth opportunities through active listening; by reviewing basic customer account data.
• Proactively participate in the sales referral process. Cross-sell product lines and appropriate financial solutions.
• Understand and utilize thorough products and services knowledge for the sake of customer inquiries, discussion and cross-sell opportunities.

Requirements

Technical Knowledge/Skills

• Math literacy and fundamental financial calculations.
• Fundamental teller transactions.
• Proficiency in Microsoft Office Suite.
• Systems knowledge (teller and customer management).
• Branch procedures; cash handling; ATM processes and procedures.
• Product knowledge, e.g. deposit accounts, loan products, features/benefits.
• Sales process; as relates to selling through product promotion, cross-selling and making sales referrals.

Personal Skills

• Critical thinking; ability to logically evaluate information, solve problems, exercise good judgement.
• Goal-orientation; ability to expend the time, effort and focus necessary to achieve goals.
• Personal accountability and effectiveness; ability to act responsibly.
• Interpersonal skills; communication skills, including verbal, written and active listening.
• Empathy, ability to relate to and care for others.
• Flexibility, ability to adapt to situations and others.
• Detail-orientation and consistency; ability to organize activities, tasks and projects with accuracy.
• Teamwork, ability to participate cooperatively in setting and achieving team goals; participate in peer coaching.
• Customer service and relationship-management; strive to anticipate, meet, exceed customer expectations.
• Act and communicate professionally, with consideration, respect and courtesy.