Fintech Risk & Controls Architect — AI & Automation

The Bancorp; Sioux Falls (SD); On-site; USD 85,000 - 125,000; Full time

Job summary

The Bancorp seeks a Risk and Controls Specialist to support first-line operational risk, governance, and business transformation for Fintech Solutions. You will coordinate risk assessments, control design, and issue management across multiple teams including Product, Operations, Compliance, and IT.

Responsibilities include maintaining risk inventories, supporting governance documentation, and enabling AI-driven workflows within approved governance frameworks.

Qualifications

• Bachelor's degree in business, finance, risk management, information systems, operations, or a related field.
• Minimum of 3 years of experience in operational risk, internal controls, audit, compliance, governance, business analysis, project coordination, process improvement, or a related regulated environment.
• Experience with risk and control inventories, issue management, governance documentation, process mapping, and requirements gathering.
• Ability to translate quantitative and qualitative information into clear, practical recommendations.
• Strong analytical, organizational, written, verbal, and interpersonal communication skills; MS Office proficiency.
• Familiarity with governance, risk, and compliance tools (GRC) and related software preferred.

Responsibilities

• Maintains accurate process, risk, and control inventories and coordinates change requests and documentation.
• Supports risk/self-assessments, risk assessments for new products and significant changes, and evaluation of control design and effectiveness.
• Coordinates evidence collection and responses for audits, regulatory exams, control testing, and other assurance activities.
• Prepares concise, decision-ready materials for risk committees and leadership, including trend and root-cause analysis.
• Documents governance materials, maps processes, and supports ownership structures.
• Supports AI/automation governance, prompts, and workflow enablement initiatives.

Skills

Analytical thinking

Documentation

Stakeholder communication

GRC familiarity

Education

Bachelor's degree in finance/IT/risk

Tools

Archer

Power Automate

SharePoint

Microsoft Teams

Monday.com

Visio

Power BI

Quickbase

Job description

The Bancorp seeks a Risk and Controls Specialist to support first-line operational risk, governance, and business transformation for Fintech Solutions. You will coordinate risk assessments, control design, and issue management across multiple teams including Product, Operations, Compliance, and IT.

Responsibilities include maintaining risk inventories, supporting governance documentation, and enabling AI-driven workflows within approved governance frameworks.