Fintech Product Risk Lead

Quiet Capital; California (MO); On-site; USD 146,000 - 204,000; Full time

Benefits offered by this job

Competitive salary

Equity

Job summary

Mercury is seeking a Business Risk Officer to scale product risk management across core offerings. You will partner with Product, Operations, Compliance and other teams to ensure safe, sound delivery of features and initiatives.

You will lead non-financial risk programs, drive KPIs/KRIs, and support audits and exams, reporting to Head of Business Risk & Enablement. A growth mindset and strong communication are essential. Experience in fintech risk and governance is required.

Qualifications

• 5–7+ years in banking/fintech product risks or controls.
• Track record balancing risk, compliance, and customer experience.
• Excellent communication to simplify complex concepts.
• Familiarity with Governance, Risk and Compliance (GRC) practices and non-financial risk frameworks.
• Curious, growth-oriented, and motivated to work on risk and controls at all lifecycle stages.
• Proficient with AI tools, or eager to get there.

Responsibilities

• Identify blind spots in processes and controls, and suggest commercial improvements/enhancements.
• Facilitate pre-launch and new activity initiatives/reviews, tracking items to closure and escalating where necessary.
• Facilitate execution of risk self assessments and similar exercises within the non-financial risk frameworks.
• Event/incident, issues, and remediations management - ensuring incidents and issues are recorded and managed through to remediation in line with any and all relevant frameworks in the company.
• Develop and enhance iteratively KPIs/KRIs to be monitored by yourself, product/process owners, and other stakeholders in order to mitigate risk.
• Coordinate interactions and responses between Product and Operations teams vs. other stakeholders for audits, exams and similar reviews (internal and external).
• Engage and partner deeply with stakeholders across the organization including Product, Operations, Risk, Compliance, Legal, Finance, etc.
• Help design / provide feedback on certain enterprise/firm-wide trainings and deliver trainings as needed.

Skills

Risk management

GRC familiarity

Stakeholder mgmt

Communication

AI tools

Product risk

Job description

Mercury is seeking a Business Risk Officer to scale product risk management across core offerings. You will partner with Product, Operations, Compliance and other teams to ensure safe, sound delivery of features and initiatives.

You will lead non-financial risk programs, drive KPIs/KRIs, and support audits and exams, reporting to Head of Business Risk & Enablement. A growth mindset and strong communication are essential. Experience in fintech risk and governance is required.