FinTech Fraud Investigator

Lendable; United States; Hybrid; USD 80,000 - 120,000; Full time

Benefits offered by this job

Health coverage

Retirement plan

Flexible work

Office meals

Social events

Job summary

Lendable in the United States is seeking a meticulous Fraud Investigations Associate to defend against identity theft and fraud rings. You will handle the pre‑onboarding and post‑onboarding lifecycle for our US personal loans and credit card products, uncovering complex fraud patterns and protecting customers and the business.

The role involves deep-dive investigations, case management with KYC documentation, and collaboration with senior leadership and the 2LoD.

Qualifications

• 2+ years of fraud investigations, US fintech, personal loans, or credit cards; or equivalent FinCrime investigative experience in US Law Enforcement.
• Experience using identity verification tools like Alloy or Socure; ability to read identity reports beyond Pass/Fail.
• Ability to document complex investigations clearly for leadership, regulators and bank partners.

Responsibilities

• Identity & Application Fraud: Investigate suspicious applications at onboarding to detect synthetic identities and ID theft.
• Special Investigations: Deep-dive investigations into fraud rings with senior leadership on high‑stakes cases.
• Case Management & KYC: Manage end-to-end investigations and gather KYC documentation for SAR consideration by the 2LoD.
• Screening: Clear Sanctions and PEP alerts to prevent prohibited transactions.
• Consumer Protection: Handle CFPB and CRA disputes related to fraud claims and protect victims.

Skills

Investigative Grit

Technical literacy

Detail oriented

Tools

Alloy

Socure

Job description

Lendable in the United States is seeking a meticulous Fraud Investigations Associate to defend against identity theft and fraud rings. You will handle the pre‑onboarding and post‑onboarding lifecycle for our US personal loans and credit card products, uncovering complex fraud patterns and protecting customers and the business.

The role involves deep-dive investigations, case management with KYC documentation, and collaboration with senior leadership and the 2LoD.