Fintech Compliance Specialist / Lending Compliance Specialist

Origence; Irvine (CA); Híbrido; USD 99 000 - 124 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

401(k) with 8% Company Match

Flexible Work Environment

Competitive Paid Time Off

Tuition Reimbursement & Education

Comprehensive Health & Wellness

Microsoft Copilot and AI-Enabled Tools

Continuous Learning & Development

Company events and traditions

Resumo da oferta

Origence, a fintech leader, is seeking a Compliance professional to drive regulatory change management, governance, and policy programs in a hybrid role based in Irvine, CA or Ontario, CA. You will monitor developments, coordinate initiatives, and prepare compliance communications across business units.

You have 5–8 years in compliance or risk roles, superb written and verbal communication, and the ability to align stakeholders, manage multiple projects, and advance a mature Compliance

Qualificações

• 5–8 years of experience in compliance, risk management, project management, regulatory affairs, operations, fintech, SaaS, lending, or a related field.
• Demonstrated ability to manage projects involving multiple stakeholders.
• Exceptional written communication skills.
• Strong verbal communication and presentation skills.
• Ability to independently organize, prioritize, and execute work.
• Strong analytical and problem‑solving abilities.
• Ability to build productive working relationships across all levels of the organization.

Responsabilidades

• Monitor and track regulatory developments and compliance obligations.
• Coordinate regulatory change implementation activities across impacted business units.
• Draft compliance bulletins, advisories, summaries, and stakeholder communications.
• Facilitate meetings and follow-up activities related to regulatory implementation.
• Maintain regulatory inventories, trackers, implementation plans, and supporting documentation.
• Coordinate enterprise compliance initiatives from identification through implementation and closure.
• Maintain compliance governance documentation, issue logs, action plans, and program reporting.
• Track remediation activities and implementation commitments across business stakeholders.
• Support compliance reporting provided to management and leadership.
• Assist with ongoing development and maturity of the Compliance Management System.
• Draft and maintain policies, procedures, standards, and guidance materials.
• Coordinate policy review cycles, stakeholder feedback, approvals, and publication.
• Help ensure documentation reflects operational practices and regulatory requirements.
• Maintain policy inventories and governance records.
• Research applicable laws, regulations, and regulatory guidance.
• Prepare compliance summaries, issue analyses, and memorandums for management review.
• Assist business stakeholders in understanding compliance requirements and implementation expectations.
• Escalate complex or high‑risk interpretations to the Director of Compliance.
• Support enterprise privacy, AI governance, and emerging technology compliance initiatives.
• Coordinate documentation, inventories, risk assessments, and governance activities related to AI and automated decision‑making technologies (ADMT).
• Assist with AI use case reviews, regulatory tracking, policy maintenance, and implementation activities.
• Monitor regulatory developments affecting privacy, AI, automated decisioning, and data governance.
• Support cross‑functional initiatives involving Product, Engineering, Security, Legal, Risk, and Operations teams.
• Participate in special projects involving new products, emerging technologies, and regulatory readiness efforts.
• Coordinate implementation of compliance initiatives across business units.
• Maintain regulatory inventories, issue logs, action plans, and governance documentation.
• Track implementation activities and follow up with stakeholders to ensure timely completion of assigned actions.
• Support management reporting and preparation of compliance communications.
• Assist in developing scalable governance processes that support compliance program maturity.

Conhecimentos

Regulatory compliance

Risk management

Project management

Written communication

Verbal communication

Stakeholder management

Analytical thinking

Formação académica

Bachelor’s degree in business, finance, risk management, or related field

Descrição da oferta de emprego

With 30 years of fintech leadership, Origence empowers credit unions with innovative SaaS lending solutions that make lending more accessible, efficient, and competitive. We invest in our people and foster a culture of innovation, ownership, and continuous improvement. As we help shape the future of lending, we're leveraging AI to enhance the way we work and create value for our clients, and we're seeking individuals who are excited by emerging technologies and eager to use them responsibly to solve problems and drive impact.

The Origence Mindset

At Origence, we are self-aware, adaptable, and relentlessly focused on creating meaningful impact. We think like owners, embrace complexity and ambiguity, challenge conventional thinking, and continuously pursue smarter, more effective ways to solve problems and advance the business. If this mindset reflects who you are, you may be exactly who we're looking for.

• MUST BE LOCATED IN THE IRVINE, CA OR ONTARIO, CA AREA***
• Please note, this position will follow a Hybrid schedule with a minimum of 3 days in the office/week***

How You'll Contribute

Regulatory Change Management

• Monitor and track regulatory developments and compliance obligations.
• Coordinate regulatory change implementation activities across impacted business units.
• Draft compliance bulletins, advisories, summaries, and stakeholder communications.
• Facilitate meetings and follow-up activities related to regulatory implementation.
• Maintain regulatory inventories, trackers, implementation plans, and supporting documentation.

Compliance Program Governance

• Coordinate enterprise compliance initiatives from identification through implementation and closure.
• Maintain compliance governance documentation, issue logs, action plans, and program reporting.
• Track remediation activities and implementation commitments across business stakeholders.
• Support compliance reporting provided to management and leadership.
• Assist with ongoing development and maturity of the Compliance Management System.

Policy Governance

• Draft and maintain policies, procedures, standards, and guidance materials.
• Coordinate policy review cycles, stakeholder feedback, approvals, and publication.
• Help ensure documentation reflects operational practices and regulatory requirements.
• Maintain policy inventories and governance records.

Regulatory Research & Business Support

• Research applicable laws, regulations, and regulatory guidance.
• Prepare compliance summaries, issue analyses, and memorandums for management review.
• Assist business stakeholders in understanding compliance requirements and implementation expectations.
• Escalate complex or high‑risk interpretations to the Director of Compliance.

Privacy, Risk & Strategic Initiatives

• Support enterprise privacy, AI governance, and emerging technology compliance initiatives.
• Coordinate documentation, inventories, risk assessments, and governance activities related to AI and automated decision‑making technologies (ADMT).
• Assist with AI use case reviews, regulatory tracking, policy maintenance, and implementation activities.
• Monitor regulatory developments affecting privacy, AI, automated decisioning, and data governance.
• Support cross‑functional initiatives involving Product, Engineering, Security, Legal, Risk, and Operations teams.
• Participate in special projects involving new products, emerging technologies, and regulatory readiness efforts.

Compliance Program Execution

• Coordinate implementation of compliance initiatives across business units.
• Maintain regulatory inventories, issue logs, action plans, and governance documentation.
• Track implementation activities and follow up with stakeholders to ensure timely completion of assigned actions.
• Support management reporting and preparation of compliance communications.
• Assist in developing scalable governance processes that support compliance program maturity.

What Makes You a Great Fit

Education

Bachelor’s degree in business, finance, risk management, or related field (or commensurate experience in risk, compliance, or audit).

Experience

• 5–8 years of experience in compliance, risk management, project management, regulatory affairs, operations, financial services, fintech, SaaS, lending, or a related field.
• Demonstrated ability to manage projects involving multiple stakeholders.
• Exceptional written communication skills.
• Strong verbal communication and presentation skills.
• Ability to independently organize, prioritize, and execute work.
• Strong analytical and problem‑solving abilities.
• Ability to build productive working relationships across all levels of the organization.

Your Strengths & Expertise

• Experience supporting a Compliance Management System.
• Experience in lending, fintech, SaaS, financial services, or regulated industries.
• Experience drafting policies, procedures, business communications, or regulatory guidance.
• Experience supporting audits, examinations, or regulatory inquiries.
• Familiarity with privacy, consumer protection, or financial regulatory requirements

Bring your ideas, your curiosity, and your unique perspective. We’ll provide the opportunities, tools, and support to help you succeed.

How We Invest In You

• 401(k) with 8% Company Match
• Flexible Work Environment
• Competitive Paid Time Off
• Tuition Reimbursement & Education Benefits
• Comprehensive Health & Wellness Benefits
• Microsoft Copilot and AI-Enabled Tools
• Continuous Learning & Development Opportunities
• A culture of connection, celebration, and growth through employee-driven programs, company events, holiday celebrations (Star Wars Day), monthly town halls, quarterly company meetings, and team traditions like Bring Your Kid to Work Day

Recognizing Your Impact

The starting salary range for this full-time position is $99400 - $124300 per year. We offer competitive compensation designed to recognize the value, experience, and contributions each team member brings to Origence. Base pay is determined by factors including experience, geographic location, and internal equity, and eligible positions may participate in our annual bonus program.

Origence is an equal opportunity employer. All recruitment, hiring, training, compensation, benefits, discipline, and other terms and conditions of employment will be based upon an individual’s qualifications regardless of race, religion, color, sex, gender identity, sexual orientation, national origin, ancestry, military service, marital status, pregnancy, age, protected medical condition, genetic information, disability or any other category protected by federal, state or local law.