FinCrime Ops Process Management Expert

Klarna; New York (NY); On-site; USD 80,000 - 130,000; Full time

Job summary

Klarna is looking for a subject-matter expert in AML and Financial Crime to support operations in New York. Responsibilities include maintaining regulatory frameworks, collaborating with teams to implement prevention measures, and conducting complex investigations. The role requires a Bachelor’s degree and 4+ years of related experience. Ideal candidates will have strong analytical and communication skills, with the opportunity to enhance financial crime controls and trends while ensuring compliance with US regulations. A diverse work environment is promoted, with a commitment to equal opportunities.

Qualifications

• 4+ years of experience in AML or Financial Crime investigations.
• Strong understanding of US regulatory frameworks including BSA and FinCEN.
• Solid analytical skills for assessing large datasets.

Responsibilities

• Act as a subject-matter expert for US AML and Financial Crime operations.
• Maintain and improve operational frameworks to align with regulations.
• Collaborate with cross-functional teams to enhance financial crime prevention.

Skills

AML investigations

Regulatory compliance

Data analysis

Communication skills

Education

Bachelor’s degree in Finance, Law, Business, or a related field

Tools

Transaction monitoring tools

SQL

Job description

About The Position

You will act as a key subject‑matter expert supporting Klarna’s US AML and Financial Crime operations, combining hands‑on investigative work with process development and optimization. In this position, you will maintain and improve operational frameworks, ensuring alignment with US regulatory requirements while identifying opportunities to strengthen controls and monitoring capabilities. You will collaborate closely with cross‑functional teams, including Compliance, Product, and MLRO functions, to embed effective financial crime prevention measures into new and existing products. As Klarna grows, you will also contribute to complex investigations and evolving risk areas, helping the organization stay ahead of emerging financial crime trends.

Who You Are

• Bachelor’s degree in Finance, Law, Business, Journalism, or a related field, or equivalent practical experience


• 4+ years of experience in AML or Financial Crime investigations or similar positions within fintech, banking or payments


• Strong understanding of US regulatory frameworks including BSA, FinCEN guidance, SAR processes, and MLRO responsibilities


• Proven experience maintaining and improving AML or Financial Crime processes, documentation, and operational controls


• Solid analytical skills with the ability to assess large datasets and identify suspicious activity patterns


• Experience working with transaction monitoring, screening tools, and case management systems


• Strong communication skills with the ability to guide stakeholders and support operational teams

Awesome to have

• CAMS, ICA, or similar certification


• Experience within crypto and/or investment‑related financial crime environments


• Knowledge of SQL or other data analysis tools


• Experience supporting or managing outsourced operations teams


• Familiarity with system testing, tuning, and optimization of AML monitoring tools

Please include a CV in English.

Klarna is proud to be an equal opportunity employer. We are committed to building a diverse workforce that reflects our global customer base and to fostering a culture where everyone belongs. We provide equal employment opportunities to all individuals regardless of race, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, veteran status, marital status, pregnancy, parental status, or any other characteristic protected by applicable law. We encourage applications from individuals of all backgrounds and identities. We consider qualified applicants with criminal history for employment in accordance with state and local laws and "fair chance" ordinances. If you require reasonable accommodation for any part of the application or hiring process, please contact [e-mail].

In accordance with applicable law, the salary range for this position is provided in the job posting. The salary offered will be determined by the candidate's location, qualifications, experience, and education. The salary range posted in the job advertisement refers to the base pay. Base pay is part of a total compensation package, which may also include equity rewards, monthly stipends for health and wellness, and benefits such as life insurance, medical, dental, and vision coverage for you and your dependents.