FinCrime Ops Process Management Expert

Klarna; Columbus (OH); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Health and wellness stipends

Life insurance

Medical, dental, and vision coverage

Job summary

Klarna is seeking an experienced professional for their US AML and Financial Crime operations. This role requires a strong background in AML investigations with a minimum of 4 years of experience, along with a Bachelor's degree in Finance or a related field. The successful candidate will support compliance efforts, collaborate with various teams, and help enhance operational frameworks. Strong analytical and communication skills are essential for guiding stakeholders and improving processes. Familiarity with US regulatory compliance is a plus.

Qualifications

• 4+ years of experience in AML or Financial Crime investigations.
• Proven experience maintaining and improving AML processes.
• Strong understanding of US regulatory frameworks.

Responsibilities

• Support Klarna’s US AML and Financial Crime operations.
• Collaborate with cross-functional teams on financial crime prevention.
• Contribute to complex investigations and evolving risk areas.

Skills

Analytical skills

Strong communication skills

Experience with transaction monitoring

Familiarity with US regulatory frameworks

Education

Bachelor’s degree in Finance, Law, Business, or related field

Tools

SQL

Job description

About The Position

You will act as a key subject‑matter expert supporting Klarna’s US AML and Financial Crime operations, combining hands‑on investigative work with process development and optimization. In this position, you will maintain and improve operational frameworks, ensuring alignment with US regulatory requirements while identifying opportunities to strengthen controls and monitoring capabilities. You will collaborate closely with cross‑functional teams, including Compliance, Product, and MLRO functions, to embed effective financial crime prevention measures into new and existing products. As Klarna grows, you will also contribute to complex investigations and evolving risk areas, helping the organization stay ahead of emerging financial crime trends.

Who You Are

• Bachelor’s degree in Finance, Law, Business, Journalism, or a related field, or equivalent practical experience


• 4+ years of experience in AML or Financial Crime investigations or similar positions within fintech, banking or payments


• Strong understanding of US regulatory frameworks including BSA, FinCEN guidance, SAR processes, and MLRO responsibilities


• Proven experience maintaining and improving AML or Financial Crime processes, documentation, and operational controls


• Solid analytical skills with the ability to assess large datasets and identify suspicious activity patterns


• Experience working with transaction monitoring, screening tools, and case management systems


• Strong communication skills with the ability to guide stakeholders and support operational teams

Awesome to have

• CAMS, ICA, or similar certification


• Experience within crypto and/or investment‑related financial crime environments


• Knowledge of SQL or other data analysis tools


• Experience supporting or managing outsourced operations teams


• Familiarity with system testing, tuning, and optimization of AML monitoring tools

Please include a CV in English.

Klarna is proud to be an equal opportunity employer. We are committed to building a diverse workforce that reflects our global customer base and to fostering a culture where everyone belongs. We provide equal employment opportunities to all individuals regardless of race, color, religion, creed, sex, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, veteran status, marital status, pregnancy, parental status, or any other characteristic protected by applicable law. We encourage applications from individuals of all backgrounds and identities. We consider qualified applicants with criminal history for employment in accordance with state and local laws and "fair chance" ordinances. If you require reasonable accommodation for any part of the application or hiring process, please contact [e-mail].

In accordance with applicable law, the salary range for this position is provided in the job posting. The salary offered will be determined by the candidate's location, qualifications, experience, and education. The salary range posted in the job advertisement refers to the base pay. Base pay is part of a total compensation package, which may also include equity rewards, monthly stipends for health and wellness, and benefits such as life insurance, medical, dental, and vision coverage for you and your dependents.