Financial Underwriting Representative 3

Humana; United States; Remote; USD 43,000 - 57,000; Full time

Job summary

A leading health insurance company seeks a Financial Underwriting Representative 3 to compute rates and assist in both renewal and new group accounts. This role plays a vital role in maintaining compliance and delivering excellent service while working with complex insurance products like Dental and Life coverage.

Benefits

Medical, dental and vision benefits

401(k) retirement savings plan

Paid time off

Short-term and long-term disability

Qualifications

• Passionate about consumer experience improvement.
• Less than 2 years of project, process experience required.

Responsibilities

• Evaluates renewal discretion requests from sales partners.
• Maintains accurate records of all underwriting activities.
• Collaborates with team members to improve underwriting processes.

Skills

Intermediate mathematical skills

Strong analytical skills

Excellent communication skills

Proficiency with Microsoft Office Suite

Education

Bachelor's Degree or equivalent experience

Job description

Join to apply for the Financial Underwriting Representative 3 role at Humana

Join to apply for the Financial Underwriting Representative 3 role at Humana

This range is provided by Humana. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

Base pay range

$43,000.00/yr - $56,200.00/yr

Become a part of our caring community and help us put health first

The Financial Underwriting Representative 3 computes rates for both renewing and prospective moderate to complex group accounts. The Financial Underwriting Representative 3 performs advanced administrative/operational/customer support duties that require independent initiative and judgment. May apply intermediate mathematical skills.

The Financial Underwriting Support Representative 3 plays a crucial role in assisting the underwriting team by providing essential support in the evaluation and processing of renewal and new business work on a group level basis. This position focuses on Dental, Vision, Life and Disability products. This position requires a detail-oriented individual who can effectively manage multiple tasks and communicate with various stakeholders to ensure a smooth underwriting process.

Key Responsibilities

• Evaluates renewal discretion requests from our sales and broker partners.
• Reviews life over guaranteed issue applications.
• Review and analyze new business cases during the installation process.
• Communicates effectively with sales to gather information and clarify sold case details.
• Maintains accurate records of all underwriting activities to ensure compliance with company policies and requirements.
• Collaborates with team members to streamline processes and improve the efficiency of the underwriting department.
• Provides exceptional customer service by addressing inquiries and resolving issues related to underwriting processes.
  
  

Required Qualifications

Use your skills to make an impact

• Intermediate mathematical skills
• Strong analytical skills and attention to detail
• Excellent communication and interpersonal skills
• Proficiency with Microsoft Office Suite
• Less than 2 years of project, process experience
• Must be passionate about contributing to an organization focused on continuously improving consumer experiences
  
  

Preferred Qualifications

• Bachelor's Degree or equivalent experience
• 1 or more years of underwriting or financial analysis experience
• Experience with Dental, Vision, Life, and Disability lines of coverage
• Experience in negotiation
• Experience working with healthcare or claims related data
  
  

Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required.

Scheduled Weekly Hours

40

Pay Range

The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.

$43,000 - $56,200 per year

Description Of Benefits

Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

Application Deadline: 06-26-2025

About Us

Humana Inc. (NYSE: HUM) is committed to putting health first – for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.

Equal Opportunity Employer

It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Seniority level

• Seniority level

  Entry level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Insurance

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