Financial Underwriting Representative

Humana Inc; Montgomery (AL); Remote; USD 43,000 - 57,000; Full time

Job summary

A leading healthcare company is seeking a Financial Underwriting Representative to provide quoting support for group accounts. Responsibilities include preparing proposal exhibits, assisting sales with quotes, and maintaining records. Applicants should have strong analytical skills, customer service experience, and proficiency in Microsoft Office. A Bachelor's degree is preferred. This role is remote but may require occasional travel for training.

Benefits

Medical, dental, and vision benefits

401(k) retirement savings plan

Paid time off and holidays

Short-term and long-term disability

Life insurance

Qualifications

• Proficiency with Microsoft Office applications.
• Detail-oriented and able to manage multiple tasks.
• Passion for improving consumer experiences.

Responsibilities

• Prepare proposal exhibits for existing and new business.
• Assist sales with adjustments to quotes.
• Maintain accurate records and ensure compliance.

Skills

Customer Service experience

Strong analytical skills and attention to detail

Excellent communications and interpersonal skills

Education

Bachelor's Degree

Tools

Microsoft Word

Microsoft Excel

Microsoft Access

Job description

Become a part of our caring community and help us put health first

The Financial Underwriting Representative is a quoting specialist for groups insured through Humana. The role computes rates for both renewing and prospective moderate to complex in-force group accounts. The Financial Underwriting Representative 3 performs advanced administrative/operational/customer support duties that require independent initiative and judgment. May apply intermediate mathematical skills.

The Financial Underwriting Representative plays a crucial role in assisting the underwriter and sales by providing support in the preparation and evaluation of proposals for existing groups. This position focuses on Dental, Vision, Life, and Disability products for group business. Provides estimates and accurate analysis of financial exhibits. Regularly exercises discretion and judgment in prioritizing requests and interpreting and adapting procedures, processes and techniques, and works under limited guidance due to previous experience/breadth and depth of knowledge of administrative processes and organizational knowledge. This position requires a detail-oriented individual who can effectively manage multiple tasks and communicate with various stakeholders to ensure a smooth underwriting process.

Key Responsibilities

• Prepare proposal exhibits for existing in-force groups to show alternative options to existing lines of business.

• Prepare proposal exhibits for new lines of business for existing in-force business.

• Assist sales with necessary adjustments to quotes for new and existing business.

• Communicates effectively with sales to gather information and clarify quote requests.

• Maintains accurate records of all underwriting activities to ensure compliance with company policies and requirements.

• Collaborate with team members to streamline processes and improve efficiency.

• Provides exceptional customer service by addressing inquiries and resolving issues related in a prompt and professional manner.

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Use your skills to make an impact

Required Qualifications

• Customer Service experience

• Strong analytical skills and attention to detail

• Proficiency with Microsoft Word, Excel and Access

• Excellent communications and interpersonal skills

• Must be passionate about contributing to an organization focused on continuously improving consumer experiences

Preferred Qualifications

• Bachelor's Degree

• One or more years of underwriting or financial analysis experience

Travel: While this is a remote position, occasional travel to Humana's offices for training or meetings may be required.

Scheduled Weekly Hours

40

Pay Range

The compensation range below reflects a good faith estimate of starting base pay for full time (40 hours per week) employment at the time of posting. The pay range may be higher or lower based on geographic location and individual pay will vary based on demonstrated job related skills, knowledge, experience, education, certifications, etc.

$43,000 - $56,200 per year

Description of Benefits

Humana, Inc. and its affiliated subsidiaries (collectively, “Humana”) offers competitive benefits that support whole-person well-being. Associate benefits are designed to encourage personal wellness and smart healthcare decisions for you and your family while also knowing your life extends outside of work. Among our benefits, Humana provides medical, dental and vision benefits, 401(k) retirement savings plan, time off (including paid time off, company and personal holidays, volunteer time off, paid parental and caregiver leave), short-term and long-term disability, life insurance and many other opportunities.

Application Deadline: 08-04-2025

About us

Humana Inc. (NYSE: HUM) is committed to putting health first – for our teammates, our customers and our company. Through our Humana insurance services and CenterWell healthcare services, we make it easier for the millions of people we serve to achieve their best health – delivering the care and service they need, when they need it. These efforts are leading to a better quality of life for people with Medicare, Medicaid, families, individuals, military service personnel, and communities at large.

Equal Opportunity Employer

It is the policy of Humana not to discriminate against any employee or applicant for employment because of race, color, religion, sex, sexual orientation, gender identity, national origin, age, marital status, genetic information, disability or protected veteran status. It is also the policy of Humana to take affirmative action, in compliance with Section 503 of the Rehabilitation Act and VEVRAA, to employ and to advance in employment individuals with disability or protected veteran status, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity or religion. We also provide free language interpreter services. See our https://www.humana.com/legal/accessibility-resources?source=Humana_Website.