Financial Strategist

IMA Financial Group, Inc.; Brattleboro (VT); Hybrid; USD 54,000 - 67,500; Full time

Benefits offered by this job

Annual Performance Bonus

Stock Purchase Plan

Medical Plans

Dental

Vision

401(k)

Paid Time Off

Flexible Work Options

Job summary

The Richards Group, an IMA Company, seeks a Financial Strategist to translate complex financial data into clear client insights and shape benefits strategies for self-funded and level-funded plans. You will support modeling, renewal analyses, stop‑loss consultations, benchmarking, and reporting, with opportunities to present findings to clients and collaborate with carrier partners.

The role offers remote work with in‑person collaboration and requires reasonable travel to VT/NH locations.

Qualifications

• 4+ years of related experience in financial strategy or benefits consulting.
• Bachelor's degree or equivalent experience preferred.
• Proficiency with MS Office tools including Excel and PowerPoint.

Responsibilities

• Support core financial modeling, claims projections, and renewal analyses.
• Consult on stop-loss programs and funding strategies for clients.
• Prepare client presentations and provide written/oral summaries of findings.

Skills

Financial analysis

Client relationship management

Project management

Data interpretation

Communication

Education

Bachelor's degree

Tools

MS Office

Job description

The Richards Group, an IMA Company is seeking a Financial Strategist to join our growing team. This role is a great fit for someone who enjoys translating complex financial data into clear, client‑ready insights and wants to play a meaningful role in helping clients make informed decisions around their benefits strategy.

In this position, the Financial Strategist will independently support core financial modeling, claims projections, IBNR analysis, and strategic renewal analysis for self‑funded and level‑funded clients. This person will also consult on stop‑loss programs and funding strategies, support financial negotiations with carriers and vendors, and begin representing the Financial Strategy function in client discussions.

This position offers flexibility, including the option to work remotely. Because we value in‑person collaboration for training, client support, and strategic meetings, qualified candidates must live within reasonable travel distance to one of our VT or NH locations.

ESSENTIAL JOB RESPONSIBILITIES

• Supports and demonstrates IMA’s core values
• Values and understands the importance of diversity, equity, and inclusion among all IMA associates
• Interact(s) professionally and timely with internal and external clients via email, phone and in‑person
• Marketing/RFPs
• Prepares and manages RFP for all self‑funded TPA and stop‑loss submissions to market with Client Executive direction
• Collect(s), manage(s), and review(s) proposals on self‑funded TPA and stop‑loss marketing events
• Update(s) marketing results into spreadsheet ensuring accuracy to be used internally and in client presentation
• Renewals
• Initiate(s) review of fully insured medical, and self‑funded TPA and stop‑loss renewals, including plans, cost, contributions and contract terms
• Provide(s) recommendations to client regarding renewal analysis
• Partnership & Negotiation
• Negotiate(s) with carriers based on client’s targeted goals
• Maintain(s) ongoing relationship(s) with carrier and vendor partners
• Pro(v)ides analysis for benchmarking, contribution, disruption, network, stop‑loss deductible and GeoAccess analysis
• Provide(s) underwriting cost projections for self‑funded medical/Rx, dental, and vision products.
• Develops and communicates self‑funded IBN P analysis to client
• Assesses proper risk and funding structures such as fully insured vs. self‑funded analysis, and presents findings to client to align with client goals
• Reporting
• With minimal guidance, analyze(s) data for inconsistencies and trend(s)
• Provide(s) a written and oral summary of findings to Client Executive
• Build(s) and customize(s) reports to fit client needs
• Presentation
• Prepare(s) client presentations and present(s) in front of client with provided direction from Client Executive
• Provides mentorship to analysts and performs technical review of work

REQUIRED EXPERIENCE AND SKILLS

• 4+ years of similar or related experience
• Prefer college graduate, 4‑year degree or equivalent experience
• Proficiency with MS Office Suites
• Attain(s) Life and Health license & maintain(s) through continuing education requirements
• Limited travel required (less than 25%)
• Understand(s) concepts of underwriting and actuarial computations
• Analyze(s) and interpret(s) data
• Effectively manages multiple projects while meeting timelines
• Ability to be firm and persuasive when needed, while maintaining good relationships
• Handle(s) confidential information with tact and discretion

Salary Range: $54,000 USD – $67,500 USD

BENEFITS

Annual Performance Bonus, Stock Purchase, Medical Plans, Prescription Drugs, Dental, Vision, Family Assistance Program, FSA, HSA, Pre‑Tax Parking Plan, 401(k), Life/AD&D, Accident, Critical Illness, Hospital Indemnity, Long‑Term Care, Short‑Term Disability, Long‑Term Disability, Business Travel Accident, Identity Theft, Paid Time Off, Flexible Work Options, Paid Holidays, Sabbatical, Gift Matching, Well‑Being Stipend, Personal and Professional Development. In addition to our robust benefits package, the final offer amounts will depend on a variety of factors, including the candidate’s geographic location, prior relevant experience, and their knowledge, skills, and abilities.

*These benefits do not apply to internship roles.

The IMA Financial Group, Inc. provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics. In addition to federal law requirements, The IMA Financial Group, Inc. complies with applicable state and local laws governing nondiscrimination in employment in every location in which the company has facilities.