Financial Services Technology Consulting, Financial Risk Technology (FRT) Engineering - Manager

EY; Atlanta (GA); On-site; USD 180,000 - 260,000; Full time

Job summary

EY is seeking a Manager-level leader to drive architecture and engineering delivery for Insurance Risk, Credit Risk and Capital Markets across modern cloud-native platforms. You will guide globally distributed teams, translate complex requirements into practical solutions, and partner with risk, finance and business stakeholders to deliver scalable transformations.

You will define roadmaps, own risk platform design, and ensure high standards of resiliency, security and operational excellence

Qualifications

• Proven ability to translate business & regulatory requirements into scalable architectures.
• Experience leading globally distributed engineering teams.
• Strong communication and stakeholder management in risk/finance domains.
• Hands-on engineering expertise complemented by architectural governance.

Responsibilities

• Lead architecture, modernization and delivery of Insurance and Credit Risk platforms.
• Define target-state architectures and roadmaps for risk and finance platforms.
• Oversee front-to-back modernization of Capital Markets platforms across trading, risk and settlement.
• Mentor architects and engineers; drive governance, standards and delivery quality.

Skills

Solution architecture

Leadership

Cloud-native platforms

Risk technology

Job description

Location: New York, Charlotte, Atlanta

At EY, we’re all in to shape your future with confidence.

We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go. Join EY and help to build a better working world.

The opportunity

Our Financial Services ("FSO") teams help clients address complex transformation priorities across Banking, Insurance and Capital Markets. This opportunity combines Insurance Risk, Credit Risk and Capital Markets technology expertise with modern engineering to deliver high-impact enterprise transformation programs.

Financial institutions are modernizing risk, finance and trading platforms to improve scalability, transparency, control and responsiveness. The role spans cloud-native risk platforms, analytical and model-execution engines, regulatory and actuarial processing, and front-to-back modernization across front-office, middle-office and back-office functions. Key capabilities include pricing and positions, pre-trade and counterparty risk, Value at Risk (VaR), stress testing, sensitivities, XVA, clean P&L, hypothetical P&L, actual P&L, P&L attribution, settlement, reconciliation and regulatory reporting.

As a Manager, you will lead solution architecture and engineering delivery, guide globally distributed teams, and work directly with business stakeholders, traders, risk leaders, actuaries, model developers, operations teams and technology executives. You will translate complex business, regulatory and analytical requirements into practical target-state architectures and production-grade solutions spanning trading, risk, finance and operations.

Your key responsibilities

Risk Technology & Solution Architecture

• Lead the architecture, modernization and implementation of Insurance and Credit Risk platforms.
• Define target-state architectures and practical modernization roadmaps for risk and finance platforms.
• Lead front-to-back modernization of Capital Markets platforms across front-office trading and pricing, middle-office risk and controls, and back-office settlement, accounting and reconciliation.
• Own architecture for VaR, stress testing, sensitivities, XVA, counterparty risk, clean P&L, hypothetical P&L, actual P&L and P&L attribution capabilities.
• Own solution design across Credit Risk Management, CECL / IFRS 9, CCAR stress testing, Expected Credit Loss, portfolio analytics, capital and regulatory reporting, insurance modeling and reserving, and liquidity or balance-sheet risk.
• Collaborate with risk business teams to translate regulatory, actuarial and analytical requirements into scalable technical solutions.

Platform Engineering

• Design and build cloud-native platforms supporting large-scale model execution and risk calculations.
• Lead distributed computing, workflow orchestration and event-driven architecture initiatives.
• Drive performance optimization of analytical and risk-processing engines.
• Establish standards for resiliency, scalability, observability, security and operational excellence.

Data & Analytics

• Design enterprise data models supporting Insurance and Credit Risk calculations.
• Lead data integration frameworks across risk engines, data lakes and operational systems.
• Enable lineage, governance, auditability and reconciliation capabilities for risk data.

Leadership and Delivery

• Lead globally distributed engineering teams and coordinate delivery across architecture, development, data and platform workstreams.
• Mentor architects, developers and risk technology professionals.
• Drive technical governance, architecture reviews, engineering standards and delivery quality.
• Collaborate with client executives and senior stakeholders on technology strategy, delivery planning and risk management.

Skills and attributes for success

• Strong combination of risk-domain knowledge, solution architecture and hands-on engineering expertise.
• Ability to lead complex workstreams, communicate trade-offs and influence senior business and technology stakeholders.
• Proven ability to structure ambiguous problems and convert them into executable roadmaps and delivery plans.
• Strong written and verbal communication, presentation, client service and technical writing skills.

Required domain expertise

Insurance Risk

• Insurance Risk Management
• Actuarial Modeling Platforms
• Reserving and Capital Models
• Solvency Frameworks
• Risk Aggregation and Reporting
• Insurance Data Platforms
• Reinsurance Processing

Credit Risk

• CECL / IFRS 9
• Credit Portfolio Analytics
• Probability of Default (PD)
• Loss Given Default (LGD)
• Exposure at Default (EAD)
• Credit Stress Testing