Financial Service Rep II

KeyPoint Credit Union; San Jose (CA); On-site; USD 26,000 - 27,000; Full time

Job summary

KeyPoint Credit Union in San Jose, CA is seeking a Financial Service Representative II to support growth by building member relationships and delivering consultative service across deposits, loans and new accounts.

You will assist with complex inquiries including residential and consumer loans, fiduciary accounts, and referrals to Wealth Management and Commercial Banking. This role involves on-site work at member locations and cross-training teammates to improve processes.

Qualifications

• High School Diploma or equivalent.
• 2 years experience in member services, cash handling, loans and operations.
• Ability to work established hours.
• Strong organization and communication skills; team oriented.
• NMLS certification (or ability to obtain).

Responsibilities

• Achieves minimum Sales goals as established by management.
• Assess member loan needs from start to finish including loan type, application, and closing.
• Build member relationships and cross-sell credit union products and services.
• Maintain knowledge of all Key Point Credit Union products, services, procedures and compliance regulations.
• Participate in achieving individual and team sales & referral goals monthly, quarterly and annually.
• Adhere to cash handling policies and balance cash drawer; perform end-of-day procedures.
• Support cross-branch coverage as needed.

Skills

Sales goals

Customer service

Loan knowledge

Relationship building

NMLS awareness

Education

High School Diploma or equivalent

Tools

Basic PC skills

Job description

Full Time Clerical San Jose, CA, US

3 days ago Requisition ID: 1240

Salary Range: $26.00 To $27.00 Annually

The Financial Service Representative II is expected to support growth and retention efforts by acquiring new relationships by displaying a high level of knowledge of KPCU products and building relationships with members that result in repeat and referral business, primarily within our Member Companies and existing membership. Consistently deliver a high level of service with a consultative approach earning high marks in net promoter scores while assisting members in transaction processing, loans and new accounts. Follow established compliance processes and procedures. Support growth objectives by representing the Credit Union and developing long term relationships at KeyPoint sponsored business and community events.

The FSR II is expected to have a high level of professionalism and knowledge to assist members in complex inquiries that include residential, consumer loan inquiries and booking, Retirement, Fiduciary Accounts and referrals to the Wealth Management and Commercial Banking Divisions. The FSR II is to expect to attend on sites at Member Companies and contribute to the growth within and act as a role model to co-workers by cross-training team members and recommending process improvements to the Branch Manager that contribute towards overall organizational improvements. May be required to apply for or renew a notary commission within 30 days.

Responsibilities:

• Achieves minimum Sales goals as established by the management.
• Assess member loan needs from start to finish starting with loan type, ancillary product review and submission of application. Finishing with the closing and follow up as needed with consumer and auto loans.
• Build member relationships through selling and referring credit union products and services to meet members’ financial needs (includes but not limited to, all deposit products, loan products, retirement products, and investment products/services)- through face-to-face, calling efforts and participating in business and community development events.
• Maintains knowledge of all Key Point Credit Union products, services, procedures and compliance regulations while staying informed of all policy and procedural changes.
• Participate in obtaining individual and team sales and referral goals monthly, quarterly and annually.
• Adhere to established policies and procedures set forth in controlling cash funds assigned to the position in a cash drawer and/or cash vault.
• Maintains members’ confidentiality at all times.
• Performs teller transactions as requested by members.
• Balance cash drawer and perform all end of the day functions as well as reconciliation.
• Individual in this position may be pulled to work in other branch as business needs require.

Physical Requirements:

(Including lifting, sitting, walking, bending, reaching and squatting % of time in each function)

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. (Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.)

While performing the duties of this job, the employee is frequently required to stand; walk; sit; use hands to finger, handles or feel; reach with hands and arms, climb or balance; talk and hear. The employee must occasionally lift and/or move up to 10 lbs. Vision abilities required by this job include close vision, distance vision and color vision, peripheral vision, depth perception and ability to adjust focus.

Minimum Requirements:

• High School Diploma or equivalent.
• 2 years experience in related disciplines, including exposure to members/customer services cash handling, procedures, loans, primarily residential, business services, Fiduciary Account Administration and operations, in a credit union or other financial institution.
• Must be capable of working established hours required by the branch.
• Strong organization, verbal communications skills, quality service and team orientation required.
• Basic PC skills are desired.
• Must be a NMLS (Nationwide Mortgage Licensing System) certified or ability to obtain NMLS certification.