Financial Reporting Specialist

Santander US; Miami (FL); On-site; USD 71,000 - 123,000; Full time

Benefits offered by this job

Santander Benefits

Job summary

Santander US seeks a Financial Reporting Specialist to ensure timely and accurate regulatory reporting for US and international requirements. You will support data integrity, prepare capital calculations, and contribute to quarterly SEC filings while collaborating with IT, Compliance, and Finance teams.

The role requires strong technical proficiency, banking/financial services experience, and fluency in English and Spanish.

Qualifications

• 5+ years accounting, finance, or related field in banking/financial services.
• Advanced knowledge of US GAAP/IFRS and regulatory reporting standards.
• Strong regulatory and financial reporting knowledge.
• Experience with Regulatory Reporting Vendor Solutions.
• Proficiency with Microsoft Office Suite including Excel, Oracle, Database, Access, and PowerPoint.
• Advanced Excel skills.

Responsibilities

• Timely and accurate preparation of Head Office and ECB reports (IFRS end-of-month and notes).
• Prepare Risk Weighted Assets and regulatory capital calculations.
• Prepare quarterly SEC reports.

Skills

Regulatory reporting

Advanced Excel

Accounting practices

US GAAP/IFRS

Spanish & English fluency

Regulatory reporting vendor solutions

Education

Bachelor’s Degree

Master’s Degree

Tools

Oracle

Database

PowerPoint

Access

Job description

It Starts Here:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.

The Difference You Make:

Financial Reporting Specialist (FRS) is responsible for filing of International and US Regulatory reporting for BSI. The position is also responsible for preparation of contributing input to regulatory filings which apply to BSI. The FRS ensures the integrity, consistency and adequacy of the data being reported and its timely submission in accordance with the reporting requirements stipulated by the applicable regulatory bodies, Head Office (BSSA) and the IHC. The position ensures that proper internal controls exist over report data and mapping to meet regulatory requirements. The position maintains current desk top procedures and variance / trend analysis for specified reports.

Consistent with all Finance positions, this role is expected to comply with Corporate policies; partnering with other business units to resolve issues; deliver satisfactory results on all audits and examinations; maintaining training; mentoring staff; exemplifying corporate culture; and identifying opportunities for improvement in department functions.

Key Responsibilities

• Timely and accurate preparation of required Head Office (BSSA), European Central Bank (ECB) reports including but not limited to IFRS end of month closing and notes. Also, FRS is responsible for BSI regulatory reports including but not limited to TICs, FR2900 and call report.

• Prepare the Risk Weighted Assets and regulatory Capital calculations.

• Preparation of assigned quarterly SEC Reports.

• Participate in the automation and upgrade of the system that is used in the reporting process. Meet revised reporting requirements and enhancement of excel supporting for US and IFRS documentation

• Maintain current in, and implement technical upgrades of the regulatory reporting applications including research and comprehensive knowledge of the Bank’s current regulatory reporting tools (i.e. Reg. Reporter), general ledger, offered products and its related activities. Also maintain technical competence in US GAAP, IFRS and regulatory regulations that impact reporting requirements.

• Document all policy, procedures and control that encompass the framework of the regulatory reporting function. This includes desk top procedures, EUA processes and document library descriptions.

• Participate in bank examinations and internal and external audits with goal to achieve satisfactory ratings in all cases.

• Complete daily data extractions and validation processes to facilitate reporting.

• Partnering and interacting with internal (IT, Legal, Compliance, FP&C, Financial Control, International Reporting, Financial Reporting and Business Operations) and external constituencies (i.e. regulators, external auditors and consultants) to facilitate projects, problem resolution, automation and reporting needs.

• Compliance with Corporate policies, culture and training expectations.

• Other duties as assigned or requested by immediate supervisor.

What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

• Master's Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Preferred

Professional Experience:

• 5+ Years Accounting, Finance, Business Administration or similar field within the Banking or Financial Services Industry - Required.

• Advanced knowledge of accounting practices and procedures, including US GAAP/IFRS and regulatory reporting standards.

• Strong regulatory & financial reporting knowledge of banking / financial institutions.

• Experience in working with Regulatory Reporting Vendor Solutions.

• Excellent knowledge of Microsoft Office Suite, Oracle, Data Base, Access, and Power Point applications.

• Advanced Excel skills.

Language:

• Fluent Spanish and English (required)

Certifications:

• CPA: (Certified Public Accountant) - Preferred.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

$71,250.00 USD

Maximum:

$122,500.00 USD

We Value Your Impact:

Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) (https://businessolver.foleon.com/santander/2026-santander-eguide/)

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.

Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [e-mail] to discuss your needs.

AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO