Financial Planning Consultant - Devon, PA

100 Raymond James & Associates, Inc.; Easttown Township (PA); On-site; USD 70,000 - 110,000; Full time

Benefits offered by this job

Medical, dental, and vision benefits

Life insurance

Disability benefits

Retirement savings plan

Paid time off and parental leave

Job summary

Raymond James seeks an experienced financial planning professional to partner with Financial Advisors. You will review client portfolios, conduct comprehensive analyses, and craft tailored plans addressing retirement, estate, and education funding needs.

Prepare presentations and maintain client communications to support ongoing relationships. The role requires a Bachelor's degree and 3+ years in financial services, with relevant FINRA licenses and a focus on compliant, client-centric planning.

Qualifications

• Bachelor’s degree required; 3+ years in financial services with emphasis on planning.
• SIE required; Series 7/63/65/66 as applicable or ability to obtain within six months.
• Familiarity with estate, retirement, and education funding planning.

Responsibilities

• Collaborate with Financial Advisor to review client portfolios and goals.
• Analyze retirement needs and design tailored financial plans.
• Communicate recommendations through client meetings and presentations.
• Prepare and organize client files and follow up on actions with clients.

Skills

Financial planning

Client interaction

Analytical reasoning

Portfolio design

Tax planning

Estate planning

Retirement planning

Education funding

Small business planning

Education

Bachelor’s degree in Accounting

Bachelor’s degree in Business Administration

Bachelor’s degree in Finance

Job description

Job Description Summary

Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on- going education.

Job Description Responsibilities

Partners with Financial Advisor to review clients’ current portfolio design, understand client goals, enter client data, and conduct financial analysis. Evaluates overall individual and employer-based retirement needs, researches various options, and recommends planning alternatives. Researches and provides recommendations related to risk management concerns, including insurance. Designs and recommends a tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals. Prepares presentations that clearly communicate the recommendations and alternatives related to the client’s financial analysis and comprehensive plan design. Performs detailed document reviews; analyzes client information and situations across the financial planning spectrum to develop plan Researches information as necessary on a case-by-case basis and writes customized financial plan observations and recommendations for each client case Prepares files for meetings with existing and new clients Prepares, coordinates and follows through on any needed communication with new or existing clients Continuously monitors clients’ financial situations with detail and accuracy, with the ability to the look at their overall financial picture Responds to client questions by telephone, email and occasional personal visits. Educates client on the functions of various securities markets and the principal factors that affect them. Provides guidance on estate planning options and techniques. Responds to and directs education funding questions including 529 savings plans. Assists with guidance on small business planning. Conducts research as needed related to assigned client cases, including but not limited to basic income tax questions and other legal issues requesting guidance when appropriate. May participate in client presentations. May open, transfer, and close customer accounts and maintain appropriate account records. May obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on completion of transactions. Ensures firm and regulatory policies are followed within compliance standards Perform other duties and responsibilities as assigned.

Education/Experience Requirements

Bachelor’s degree in a related field and three years’ experience in the financial services industry with an emphasis on financial, retirement and estate planning field or in marketing these services ~or~ An equivalent combination of experience, education and/or training as approved by Human Resources.

Licenses

SIE required provided that an exemption or grandfathering cannot be applied Series 7 Series 63, 65 and/or 66 as required by state or ability to obtain within six months.

Education

Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance.

Work Experience

General Experience - 3 to 6 years.

Certifications

s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA), s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA), Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA).

Travel

Less than 25%.

Workstyle

Resident.

Compensation

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions.

Benefits

This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

Company Culture

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to:

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive. The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs. Raymond James is a diversified financial services company providing wealth management, capital markets, asset management, banking and other services to individuals, corporations and municipalities. Founded in 1962 in St. Petersburg, Florida, rather than on Wall Street, we have always embraced being a different kind of financial services firm. Today, Raymond James has locations and subsidiaries across the United States, Canada, the United Kingdom and Germany, and is listed on the New York Stock Exchange under the symbol RJF.

Thanks for your interest in working with Raymond James. While we might not have the perfect role for you today, we'd love to keep in touch.

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