Financial Planning Consultant

100 Raymond James & Associates, Inc.; Greenwood (IN); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Benefits package

Job summary

Raymond James & Associates is seeking a knowledgeable financial planning professional to serve clients with portfolio design, retirement and estate planning, tax guidance and education. You will collaborate with Financial Advisors to review goals, analyze data, and prepare tailored plans.

You will present recommendations, maintain client relationships, and stay current on market trends to provide accurate advice and timely service.

Qualifications

• Bachelor's degree in a related field with 2+ years in financial planning, retirement or estate planning.
• SIE required; Series 7, 63/65/66 as required by state; ability to obtain Paraplanner designation within 2–5 years.

Responsibilities

• Partner with Financial Advisor to review client portfolios and goals.
• Evaluate retirement needs and research planning alternatives.
• Provide risk management and insurance recommendations as needed.
• Design tailored financial analyses and comprehensive plans.
• Prepare presentations communicating recommendations and options.
• Maintain client files and coordinate communications with clients.
• Monitor client situations and respond to questions via phone, email or meetings.
• Educate clients on securities markets and estate planning basics.

Skills

Financial analysis

Client communication

Retirement planning

Estate planning

Tax planning

Research

Education

Bachelor's degree in related field

Accounting

Business Administration

Finance

Job description

Job Summary

Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on-going education.

Essential Duties and Responsibilities

• Partners with Financial Advisor to review clients’ current portfolio design, understand client goals, enter client data, and conduct financial analysis.
• Evaluates overall individual and employer-based retirement needs, researches various options, and recommends planning alternatives.
• Researches and provides recommendations related to risk management concerns, including insurance.
• Designs and recommends a tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals.
• Prepares presentations that clearly communicate the recommendations and alternatives related to the client’s financial analysis and comprehensive plan design.
• Performs detailed document reviews; analyzes client information and situations across the financial planning spectrum to develop plan.
• Researches information as necessary on a case‑by‑case basis and writes customized financial plan observations and recommendations for each client case.
• Prepares files for meetings with existing and new clients.
• Prepares, coordinates and follows through on any needed communication with new or existing Clients.
• Continuously monitors clients’ financial situations with detail and accuracy, with the ability to the look at their overall financial picture.
• Responds to client questions by telephone, email and occasional personal visits.
• Educates client on the functions of various securities markets and the principal factors that affect them.
• Provides guidance on estate planning options and techniques.
• Responds to and directs education funding questions including 529 savings plans.
• Assists with guidance on small business planning.
• Conducts research as needed related to assigned client cases, including but not limited to basic income tax questions and other legal issues requesting guidance when appropriate.
• May participate in client presentations.
• May open, transfer, and close customer accounts and maintain appropriate account records.
• May obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on completion of transactions.
• Ensures firm and regulatory policies are followed within compliance standards.
• Perform other duties and responsibilities as assigned.

Education/Previous Experience

• Bachelor’s Degree (B.A.) in related field with a minimum of two (2) years of experience in the financial, retirement and estate planning field or in marketing these services.
• OR ~
• Any equivalent combination of experience, education, and/or training as approved by Human Resources.

Licenses/Certifications

• SIE required provided that an exemption or grandfathering cannot be applied.
• Series 7.
• Series 63, 65 and/or 66 as required by state.
• Registered Paraplanner designation or the ability to obtain within two (2) to five (5) years of hire.

Education

• Bachelor’s - Completed: Accounting
• Bachelor’s - Completed: Business Administration
• Bachelor’s - Completed: Finance
• High School (HS) - Completed (Required)

Work Experience

• General Experience - 13 months to 3 years
• Certifications s63 - Uniform Securities Agent State Law Examination - Financial Industry Regulatory Authority (FINRA), s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA), s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA), Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)

Travel

Less than 25%

Workstyle

Resident

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions.

This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave.

Eligibility for benefits and specific offerings may vary based on position and employment status.

To view more details of the benefits offered, visit Myrjbenefits.com.

Company Culture

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

Associate Expectations

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James - as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive.

The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

#LI-AC1 Raymond James is a diversified financial services company providing wealth management, capital markets, asset management, banking and other services to individuals, corporations and municipalities.

Founded in 1962 in St. Petersburg, Florida, rather than on Wall Street, we have always embraced being a different kind of financial services firm. Today, Raymond James has locations and subsidiaries across the United States, Canada, the United Kingdom and Germany, and is listed on the New York Stock Exchange under the symbol RJF.

Our business is deeply focused on people and their financial well-ness.

We're committed to helping individuals, corporations and institutions achieve their goals, while also supporting successful professionals and helping our communities prosper.

We believe doing well and doing good aren't mutually exclusive.

As an established but ever-evolving company, you can start - or continue - growing your career here.

We invest in you with wide-ranging benefits and the support of leaders and colleagues who care.

From development opportunities and enriching networking groups to prioritizing diversity, inclusion and the power of different perspectives, Raymond James is where good people grow.

Our people-first culture is outlined in our Culture Blueprint. Check it out to see why many choose to work at Raymond James - and why they stay.