Financial Planning Analyst (FP&A Analyst)

TBO Bank; Prairie Village (KS); On-site; USD 70,000 - 100,000; Full time

Job summary

TBO Bank is seeking a motivated FP&A Analyst to support forecasting, pro forma analyses, and data-driven decision-making. The role emphasizes SQL proficiency, data trend interpretation, and collaboration with finance, risk, and treasury teams.

The position requires 2–5 years of financial analysis experience in banking, with strong analytical skills and familiarity with NIM, CECL, and loan portfolio modeling. A Bachelor’s degree in finance or related field is preferred.

Qualifications

• 2-5 years of experience in financial analysis or planning in banking/financial services
• Strong SQL proficiency; experience with Python/Tableau/Power BI is a plus
• Familiarity with banking metrics such as NIM, loan loss provisions, and CECL

Responsibilities

• Develop and maintain forecasting models for income, expenses, and balance sheet.
• Model loan portfolio performance, interest rate scenarios, and capital adequacy metrics.
• Analyze key financial drivers and provide actionable recommendations.
• Review external partnership models for accuracy.
• Provide detailed profitability, efficiency, and productivity analyses.
• Collaborate with stakeholders on financial impact of initiatives and new products.
• Ensure forecasts comply with banking regulations including stress testing.
• Support regulatory reporting with accurate financial data.
• Prepare and present dashboards and reports for senior management.
• Coordinate with finance, risk, and treasury to align planning.
• Use SQL to extract and analyze data from multiple sources.
• Collaborate on budgeting for divisions and bank-wide.

Skills

SQL

Loss forecasting

Analytical thinking

Communication

Multi-priority management

NIM familiarity

CECL knowledge

Education

Bachelor’s degree in Finance, Economics, Accounting

Tools

Python

Tableau

Power BI

Snowflake

Job description

Summary/Objective

We are seeking a motivated and detail-oriented Financial Planning and Analytics (FP&A) Analyst to join our team. The ideal candidate will play a critical role in supporting strategic decision-making by developing robust forecasting models, building pro forma financial analyses for future initiatives, and leveraging data-driven insights to enhance business performance. This role requires strong analytical skills, proficiency in SQL, and the ability to identify and interpret complex data trends to provide actionable recommendations.

Required Skills

• Must be able to write in SQL
• Be familiar with loss forecasting

Duties/Responsibilities

Forecasting and Financial Modeling

• Develop and maintain financial forecasting models to project income, expenses, and balance sheet performance.
• Model loan portfolio performance, interest rate scenarios, and capital adequacy metrics to support decision-making.
• Analyze trends in key financial drivers and provide actionable recommendations to improve outcomes.
• Review external partnership models for accuracy and reasonableness.

Performance Analysis

• Provide detailed financial analysis on profitability, efficiency, and productivity metrics across business units.
• Collaborate with stakeholders to assess financial implications of strategic initiatives and new product offerings.

Regulatory and Compliance Support

• Ensure forecasts and models comply with applicable banking regulations, including stress testing and risk assessments.
• Support regulatory reporting processes by providing accurate financial data and insights.

Collaboration and Reporting

• Prepare and present reports, dashboards, and presentations for senior management and board-level discussions.
• Work closely with teams across finance, risk management, and treasury to align financial planning activities.
• Utilize SQL to extract, analyze, and interpret data from multiple sources, providing insights to inform business strategies (required).
• Collaborate with budgeting process for divisions and bank wide.

Competencies

• 2-5 years of experience in financial analysis or planning, preferably in a banking or financial services environment.
• Strong proficiency in SQL for data extraction and analysis; experience with other data analysis tools is a plus (e.g., Python, Tableau, Power BI, Snowflake).
• Familiarity with banking-specific metrics such as net interest margin, loan loss provisions, and CECL.
• Strong analytical and problem-solving skills, with the ability to distill complex data into actionable insights.
• Attention to detail and commitment to accuracy in financial reporting and forecasting.
• Excellent communication and presentation skills to convey financial findings to non-financial stakeholders.
• Ability to manage multiple priorities and meet tight deadlines in a fast-paced environment.

Physical Demands

• Sit
• View computer monitors
• Talk
• Hear
• Stand
• Walk
• Use hands to type / handle / feel
• Reach with hands & arms

Preferred Education and Experience

• Bachelor’s degree in Finance, Economics, Accounting, or a related field.
• Tenure in the short-term consumer financial industry is highly desirable.

TBO Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions