Financial Planner

Citizens Financial; United States; On-site; USD 80,000 - 100,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

Retirement benefits

Education reimbursement

Flexible work arrangements

Job summary

Citizens Financial in the United States seeks a Financial Planner to collaborate with Wealth Advisors, develop and execute client financial plans, and drive growth through comprehensive planning. The role emphasizes high-quality plans, client engagement, and cross-team collaboration.

The candidate should bring 4–6 years of planning experience, FINRA licenses, and professional credentials (CFP/CHFC) to support strategic financial guidance for clients and prospects.

Qualifications

• Bachelor's degree in Finance preferred.
• 4-6 years proven experience in financial planning.
• FINRA Series 65/63 or 66 licenses required.
• Excellent written and verbal communication skills.
• Excellent time management and organizational skills.
• Ability to work in a collaborative team environment.
• Extensive experience with execution and presentation of financial plans.
• CFP or CHFC designation required.

Responsibilities

• Work with Wealth Advisors to develop and execute client financial plans.
• Deliver plan presentations and support annual client reviews.
• Help achieve sales objectives through planning processes.
• Identify new opportunities to expand planning for advisors’ clients.
• Assist advisors in broadening and deepening client relationships.
• Uncover unmet client needs to drive planning opportunities.
• Ensure plans meet quality standards.

Skills

Communication skills

Time management

Team collaboration

Financial planning expertise

Education

Bachelor's degree in Finance

CFP or CHFC designation

Tools

Morningstar Advisor Workstation

Salesforce

Job description

As a member of the wealth team, the Financial Planner will increase, broaden, and improve our planning capabilities. The Financial Planner will help the client facing wealth management colleagues produce great outcomes and win new assets under management by assisting with the execution of personal financial plans for clients and prospects.

The Financial Planner will use their extensive experience in the development, execution and delivery of financial plans. The candidate must have strong working knowledge in all areas of the personal financial planning process - client discovery, goal setting, resources assessment, gap analysis, scenario analysis, recommendations, presenting, monitoring, and review.

Responsibilities

• Work with assigned Wealth Advisors to help them develop, maintain, update, present and execute financial plans to their clients.
• Proactively build and deliver plan for annual client reviews.
• Achieve sales objectives through financial planning process.
• Find new opportunities to drive additional financial planning for assigned financial advisors.
• Help the assigned financial advisors find new opportunities to broaden and deepen relationships with their clients.
• Uncover new opportunities through discovery of unmet client needs.
• Ensure the plans being developed meet our quality standards.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Bachelor's degree Finance preferred
• 4 - 6 years proven experience
• FINRA Series 65/63 or 66 licenses required
• Excellent written and verbal communication skills
• Excellent time management and organizational skills
• Ability to work in a collaborative team environment
• Extensive Experience with the execution & presentation of financial plans
• Experience utilizing various financial planning platforms
• Command of all product sets and solutions/potential vehicles
• Experience with the development & execution of a centralized planning support service is a plus
• Experience with conducting group presentations
• Proficient in Morningstar Advisor Workstation, and Salesforce preferred
• Experience with planning for high net worth, and business owners is preferred
• CFPⓇ or CHFC designation required

Hours and Work Schedule

Hours per Week: 40

Work Schedule: Monday - Friday

Pay Transparency

The range for this position is $80,000 - $100,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based
on various factors including but not limited to the budget, work location, and relevant skills and experience.
We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work
arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid
time-away policy of every local and state jurisdiction in the United States. For an overview of our benefits, visit
https://jobs.citizensbank.com/benefits .