Financial Planner

Citizens; Westwood (MA); On-site; USD 80,000 - 100,000; Full time

Benefits offered by this job

Competitive pay

Comprehensive medical

Dental and vision coverage

Retirement benefits

Maternity/paternity leave

Flexible work arrangements

Education reimbursement

Wellness programs

Job summary

Citizens Bank is seeking a Financial Planner to join its Wealth team in Massachusetts. You will support client-facing wealth management colleagues by developing, executing, and delivering comprehensive personal financial plans for clients and prospects.

The role requires deep experience in the planning process, including discovery, goal setting, resources assessment, gap analysis, scenario analysis, and presentations.

Qualifications

• Bachelor’s degree in Finance preferred
• 4 - 6 years proven experience
• FINRA Series 65/63 or 66 licenses required
• Excellent written and verbal communication skills
• Excellent time management and organizational skills
• Ability to work in a collaborative team environment
• Extensive experience with the execution & presentation of financial plans
• Experience utilizing various financial planning platforms
• Proficient in Morningstar Advisor Workstation, and Salesforce preferred
• Experience with planning for high net worth, and business owners is preferred
• CFPⓇ or CHFC designation required

Responsibilities

• Work with assigned Wealth Advisors to help them develop, maintain, update, present and execute financial plans to their clients.
• Proactively build and deliver plan for annual client reviews.
• Achieve sales objectives through financial planning process.
• Find new opportunities to drive additional financial planning for assigned financial advisors.
• Help the assigned financial advisors find new opportunities to broaden and deepen relationships with their clients.
• Uncover new opportunities through discovery of unmet client needs.
• Ensure the plans being developed meet our quality standards.

Skills

Communication skills

Time management

Team collaboration

Financial planning

Group presentations

Planning delivery

Education

Bachelor’s degree in Finance

FINRA Series 65/63/66 licenses

CFP or CHFC designation

Tools

Morningstar Advisor Workstation

Salesforce

Planning platforms

Job description

Description

As a member of the wealth team, the Financial Planner will increase, broaden, and improve our planning capabilities. The Financial Planner will help the client facing wealth management colleagues produce great outcomes and win new assets under management by assisting with the execution of personal financial plans for clients and prospects.

The Financial Planner will use their extensive experience in the development, execution and delivery of financial plans. The candidate must have strong working knowledge in all areas of the personal financial planning process - client discovery, goal setting, resources assessment, gap analysis, scenario analysis, recommendations, presenting, monitoring, and review.

Responsibilities

• Work with assigned Wealth Advisors to help them develop, maintain, update, present and execute financial plans to their clients.
• Proactively build and deliver plan for annual client reviews.
• Achieve sales objectives through financial planning process.
• Find new opportunities to drive additional financial planning for assigned financial advisors.
• Help the assigned financial advisors find new opportunities to broaden and deepen relationships with their clients.
• Uncover new opportunities through discovery of unmet client needs.
• Ensure the plans being developed meet our quality standards.

Qualifications, Education, Certifications and/or Other Professional Credentials

• Bachelor’s degree Finance preferred
• 4 - 6 years proven experience
• FINRA Series 65/63 or 66 licenses required
• Excellent written and verbal communication skills
• Excellent time management and organizational skills
• Ability to work in a collaborative team environment
• Extensive Experience with the execution & presentation of financial plans
• Experience utilizing various financial planning platforms
• Command of all product sets and solutions/potential vehicles
• Experience with the development & execution of a centralized planning support service is a plus
• Experience with conducting group presentations
• Proficient in Morningstar Advisor Workstation, and Salesforce preferred
• Experience with planning for high net worth, and business owners is preferred
• CFPⓇ or CHFC designation required

Hours and Work Schedule

• Hours per Week: 40
• Work Schedule: Monday - Friday

Pay Transparency

The range for this position is $80,000 - $100,000 per year, plus an opportunity to earn an annual discretionary bonus. Actual pay is based
on various factors including but not limited to the budget, work location, and relevant skills and experience.

• competitive pay
• comprehensive medical
• dental and vision coverage
• retirement benefits
• maternity/paternity leave
• flexible work
  arrangements
• education reimbursement
• wellness programs
• and more

Note, Citizens’ paid time off policy exceeds the mandatory, paid sick or paid
time-away policy of every local and state jurisdiction in the United States.

For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

Equal Employment Opportunity

Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague’s or a dependent’s reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. At Citizens, we are committed to fostering an inclusive culture that enables all colleagues to bring their best selves to work every day and everyone is expected to be treated with respect and professionalism. Employment decisions are based solely on merit, qualifications, performance and capability.