Financial Planner

MassMutual South Carolina; Charleston (SC); Hybrid; USD 70,000 - 100,000; Full time

Job summary

MassMutual South Carolina in Charleston is seeking a Financial Planner to join a full-time, hybrid team. You will meet with clients to understand goals, analyze finances, and develop personalized strategies for savings, investments, insurance, and retirement.

Responsibilities include preparing and presenting plans, staying compliant with regulations, documenting recommendations, and growing a client portfolio through networking and community engagement.

Qualifications

• Strong foundation in Financial Planning and Finance to analyze client needs and design comprehensive strategies.
• Experience in Personal Financial Planning, including budgeting, risk management, and wealth-building for individuals and families.
• Background in Retirement Planning, with the ability to evaluate options, optimize income streams, and plan for long-term security.
• Certified Financial Planner (CFP) designation or progress toward obtaining it is highly preferred.
• Excellent interpersonal, communication, and presentation skills, with the ability to explain complex concepts clearly.
• Proven ability to build relationships, generate new business, and manage a growing book of clients.

Responsibilities

• Meet with prospective and existing clients to understand financial goals and assess current situations.
• Develop personalized strategies for savings, investments, and retirement.
• Prepare and present financial plans, analyze products and market trends.
• Maintain regulatory compliance and document recommendations and follow-up actions.
• Build and manage a client portfolio and conduct regular reviews.
• Engage in networking, prospecting, and community outreach to grow the client base.

Skills

Financial planning

Personal finance

Retirement planning

Client relationships

Fiduciary duties

Presentation skills

Education

CFP designation in progress

Finance degree

Related field experience

Job description

Company Description

MassMutual South Carolina helps individuals, families, and businesses plan for their financial futures with a client-first approach that focuses on each person’s goals and priorities. Headquartered in Charleston, SC, the firm operates offices throughout South and North Carolina and supports thousands of clients through a network of independent financial professionals. The organization offers a broad range of insurance and financial products and services, including investment advisory and financial planning solutions through qualified registered representatives of MML Investors Services, member SIPC. Financial Services Representatives work as independent contractors, partnering with MassMutual and its affiliated companies under the MassMutual Financial Group marketing name. Team members benefit from a well-established brand, professional support, and licensing infrastructure while building their own client-focused practices.

Role Description

The Financial Planner is a full-time, hybrid role based in Charleston, SC, with flexibility for some work from home. In this role, the planner meets with prospective and existing clients to understand their financial goals, assess current financial situations, and develop personalized strategies for savings, investments, insurance, and retirement. Day-to-day responsibilities include preparing and presenting financial plans, analyzing financial products and market trends, maintaining compliance with regulatory requirements, and documenting recommendations and follow-up actions. The planner will build and manage a client portfolio, conduct regular reviews to adjust plans as life circumstances change, and collaborate with internal specialists and external partners to address complex planning needs. Networking, prospecting, and community engagement are also important aspects of the role to grow and sustain a long-term client base.

Qualifications

• Strong foundation in Financial Planning and Finance to analyze client needs and design comprehensive strategies.
• Experience in Personal Financial Planning, including budgeting, risk management, and wealth-building for individuals and families.
• Background in Retirement Planning, with the ability to evaluate options, optimize income streams, and plan for long-term security.
• Certified Financial Planner (CFP) designation or progress toward obtaining it is highly preferred.
• Bachelor’s degree in finance, economics, business, or a related field, or equivalent professional experience.
• Excellent interpersonal, communication, and presentation skills, with the ability to explain complex concepts clearly.
• Strong ethical standards, attention to detail, and commitment to regulatory compliance and fiduciary responsibility.
• Proven ability to build relationships, generate new business, and manage a growing book of clients.
• Comfort with hybrid work arrangements, including in-office client meetings in Charleston, SC and remote work as needed.