Financial Operations Analyst

Rapyd Ltd.; United States; On-site; USD 49,012 - 87,132; Full time

Job summary

Rapyd Ltd. is seeking a detail-oriented FinOps Pricing-Cost Analyst to join the FinOps-Pricing team in Dubai, covering Israel, Dubai, and Europe. This role sits at the intersection of finance, product, and payment operations, supporting cost models for core payment and payout products.

The role involves helping build AI-driven reconciliation tools and cost-saving initiatives. The candidate will analyze costs, reconcile invoices, and collaborate with PayOps, Finance, Sales Engineering, and

Qualifications

• 1–3 years of cost analysis or financial operations experience.
• Interest in AI tools; AI-assisted reconciliation is expanding.
• Fintech experience not required; transferable cost analysis welcome.
• Comfort with ambiguity as gateway integrations evolve.
• Strong communicator and collaborator across teams.
• Ability to work with varied data formats from multiple partners.

Responsibilities

• Develop and refine cost models for core payment and payout services.
• Reconcile monthly invoices from gateway partners and validate against internal data.
• Analyze costs to improve capture in internal systems.
• Update cost parameters in the RBO system reflecting gateway terms.
• Collaborate with PayOps, Finance, Sales Engineering and Pricing teams.
• Identify cost drivers and optimization opportunities.
• Support cost allocation methodologies and alignment with SAP and RBO.
• Propose cost-saving ideas and process improvements.

Skills

Cost analysis

Invoice reconciliation

Financial operations

Data analysis

AI familiarity

Communication

Tools

RBO system

SAP

Job description

Rapyd has unified payments, payouts and fintech on one worldwide platform, and we’re assembling the worlds best team to liberate global commerce. With offices in Tel Aviv, Amsterdam, Singapore, Iceland, London, Dubai, Hong Kong, and the U.S., the opportunities at Rapyd are limitless.

We believe in straight talk, quick decisions, strong execution and elegant solutions. Rapyd is where hard work pays off and careers take off. Join us and let’s build the future of fintech together.

Rapyd is looking for a detail-oriented and analytically driven FinOps Pricing-Cost Analyst to join our FinOps-Pricing team in Dubai, covering Israel, Dubai, and Europe. This role sits at the intersection of finance, product, and payment operations, responsible for supporting the development, analysis, and optimization of the cost models that underpin our core payment and payout products. This is not a purely operational role - it offers real analytical exposure, from supporting cost-saving initiatives to helping build out the teams AI-driven reconciliation tools.

Key Responsibilities

• Support the development, maintenance, and refinement of cost models for core payment and payout products, services, and features.
• Conduct monthly invoice reconciliations across roughly 20-30 gateway partners, comparing partner-reported costs against internal data sources (e.g., internal reports) to validate invoice accuracy.
• Assist in comprehensive cost analysis to improve cost capture within internal systems.
• Update and maintain cost parameters within the Rapyd Billing Organization (RBO) system to reflect negotiated gateway terms.
• Collaborate with the PayOps team to support cost strategies and RBO capability improvements, including flagging workarounds where the system doesn’t yet fully reflect real-world cost structures.
• Support deep-dive analysis of underlying gateway costs, helping identify key cost drivers, utilization patterns, and optimization opportunities.
• Help implement and improve cost allocation methodologies to ensure costs are accurately recognized in RBO.
• Partner with Sales Engineering and Finance teams to support alignment of cost recognition between SAP and RBO.
• Contribute ideas for cost-saving opportunities and process improvements.

Requirements

Requirements & Qualifications

• 1-3 years of experience in cost analysis, invoice reconciliation, financial operations, or a related field.
• Exposure to or interest in AI tools is a strong plus; the team is actively moving from manual to AI-assisted reconciliation.
• Industry background open - fintech experience is not required; transferable cost analysis/reconciliation experience from other industries is welcome.
• Comfortable working with ambiguity and evolving processes, since gateway integrations and reconciliation workflows are still being built out.
• Strong communicator and collaborator, able to work with PayOps, Finance, Sales Engineering, and the wider Pricing team.
• Good analytical mindset - able to work with varied, non-standardized data formats from different gateway partners without needing deep prior knowledge of each one.

What We Offer

• The opportunity to work on high-impact, high-responsibility financial operations at a fast-growing global fintech.
• Involvement in building new AI-assisted reconciliation processes from the ground up - not routine, purely operational work.

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