Financial Crimes Investigator

EverBank Financial Corp.; Charlotte (NC); On-site; USD 66,000 - 90,000; Full time

Job summary

EverBank, N.A. in Charlotte, NC seeks an FCC Investigator focused on AML to review and investigate suspicious activity, ensuring compliance with the Bank Secrecy Act and related regulations. You will analyze transactions, prepare SARs, and maintain organized case files for audit.

Collaboration with internal teams and ongoing regulatory awareness are essential for success. The role calls for 2+ years in financial services with AML exposure; preferred CAMS/CGSS credentials and CRM/data-processing

Qualifications

• 2 years of financial services experience (Fraud, AML, Operations, or service).
• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Responsibilities

• Conduct thorough investigations of suspicious transactions and alerts generated by the transaction monitoring system and internal referrals from business units across the enterprise.
• Analyze customer transactions and behaviors using internal and external data sources to determine if activity is consistent with customer expected activity.
• Prepare detailed and well-supported Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Maintain accurate and well-organized case files and documentation for audit and regulatory review.
• Communicate effectively with internal departments and external stakeholders as needed during investigations.
• Stay current on AML regulatory developments, trends, and best practices.
• Participate in special projects and ad hoc investigations as assigned.

Skills

AML knowledge

Investigations

Regulatory guidance familiarity

Analytical skills

CRM systems familiarity

Education

University degree preferred

Tools

CRM software

Transaction processing systems

Job description

FCC Investigator

The Financial Crimes Compliance (FCC) Investigator is a detail-oriented and analytical individual with focus on Anti-Money Laundering (AML). The FCC Investigator is responsible for reviewing and investigating suspicious financial activity to ensure the company's compliance with AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and other applicable regulatory requirements.

The Financial Crimes Compliance (FCC) Investigator is a detail-oriented and analytical individual with focus on Anti-Money Laundering (AML). The FCC Investigator is responsible for reviewing and investigating suspicious financial activity to ensure the company's compliance with AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, and other applicable regulatory requirements.

Key Responsibilities And Duties

• Conduct thorough investigations of suspicious transactions and alerts generated by the transaction monitoring system and internal referrals from business units across the enterprise.
• Analyze customer transactions and behaviors using internal and external data sources to determine if activity is consistent with customer expected activity.
• Prepare detailed and well-supported Suspicious Activity Reports (SARs) in accordance with regulatory requirements.
• Maintain accurate and well-organized case files and documentation for audit and regulatory review.
• Communicate effectively with internal departments and external stakeholders as needed during investigations.
• Stay current on AML regulatory developments, trends, and best practices.
• Participate in special projects and ad hoc investigations as assigned.

Minimum Qualifications

• 2 years of financial services experience (Fraud, AML, Operations, or service).
• Working knowledge of AML regulatory guidance, red flags, and industry practices.

Preferred Qualifications

• 3+ years of experience supporting financial crimes or AML operations.
• Demonstrated understanding of customer relationship management (CRM) information and transaction processing systems.
• Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS)
• Demonstrated ability to interpret data and assess reasonability.
• Knowledge of various AML typologies.
• Analytical skills with the ability to solve complex problems and execute on solutions.
• Strong interpersonal and relationship skills.

Educational Requirements

• University (Degree) Preferred

Physical Requirements

• Physical Requirements: Sedentary Work

Career Level

6IC
$66,300 - $89,700 ,
EverBank, N.A. is a nationwide specialty bank providing high-value products and services to consumer and commercial clients nationwide. As a pioneer in online banking, we offer convenient digital access for clients 24/7, in addition to phone banking services and a network of financial centers.
The Company's commitment is to deliver to our clients high-performing, high-yield solutions backed by exceptional service, always giving them the advantage they expect, to make the most of their money.
VEVRAA Federal Contractor
Member FDIC

Notice to Job Seekers

Qualifications

EverBank, N.A. is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. The Company's comprehensive Total Rewards package provides choice and flexibility and respects differences. The following benefits are available through the Company:

• Medical, dental, vision & HSA/FSA
• 401(k) savings
• Paid holidays & generous PTO
• Additional wellness & voluntary benefits

Additional Company-provided Benefit Options (subject To Plan Terms)

• Tuition reimbursement
• Commuter Benefits
• Life and Disability Insurance

Additional Information

The FCC Sanctions Compliance team provides Second Line of Defense oversight and governance for EverBank’s sanctions (OFAC) and Currency Transaction Reporting (CTR) compliance programs. The team is responsible for establishing and maintaining effective compliance oversight, monitoring, and detection capabilities to identify and mitigate regulatory risk. Core functions include strategic program governance, policy management, regulatory advisory services, intelligence and investigative analysis, regulatory reporting, and oversight of sanctions screening and operational processes that support the overall effectiveness of the sanctions compliance framework.

Posting end date - 10/30/26