Financial Crimes Emerging Risk and Trends Investigative Director

U.S. Bank; Charlotte (NC); Vor Ort; USD 127.000 - 149.000; Vollzeit

Benefits dieser Stelle

Healthcare

Life insurance

Disability protection

Parental leave

401(k) plan

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Zusammenfassung

U.S. Bank’s Special Investigations Unit seeks an Investigative Director for the Emerging Risk and Trends team to lead data-driven investigations and identify evolving financial crime threats.

You will translate intelligence into investigative priorities and collaborate with the FIU to shape monitoring rules and alerting strategies. The role reports to the SIU Director and requires 10+ years in risk, strong AML knowledge, and leadership skills to drive risk management in a complex banking

Qualifikationen

• Bachelor’s degree or equivalent work experience.
• 10 or more years in an applicable risk management environment.
• Certifications such as CAMS or CFE preferred.

Aufgaben

• Lead a team that performs exploratory, data-driven investigations to identify emerging financial crime risks.
• Translate intelligence into actionable insights that drive investigative priorities.
• Partner with FIU to convert insights into transaction monitoring rules and alerting strategies.
• Track and report the impact of intelligence-driven actions (alerts, cases, mitigated risks).
• Develop collaboration with industry peers on financial crime threats.
• Coordinate intake of financial crime intelligence with law enforcement.
• Provide executive briefings to internal and external stakeholders.
• Monitor changes in legal and regulatory frameworks related to BSA compliance.
• Ensure confidentiality and data protection.

Kenntnisse

Leadership

AML regulations

Intelligence analysis

Microsoft Office

Analytical skills

Ausbildung

Bachelor's degree

Jobbeschreibung

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

U.S. Bank’s Special Investigations Unit (SIU) is seeking an investigative director for its Emerging Risk and Trends (ERT) Team. The SIU is part of U.S. Bank’s Enterprise Financial Crimes Compliance (EFCC) organization, a second line of defense responsible for identifying and preventing individuals and businesses from using U.S. Bank products and services for illegal purposes and reporting suspicious activity to FinCEN and law enforcement.

The SIU ERT Investigations Director leads a specialized investigative team responsible for proactively identifying, analyzing, and investigating emerging financial crime risks and typologies. Operating within an intelligence-led, threat-driven framework, the role integrates external intelligence (e.g., open-source reporting, law enforcement and industry engagement) and internal data to detect evolving threats and anticipate risk exposure. The ideal candidate must be tactically skilled to translate intelligence into high-impact investigations, drive detection and control enhancements, and produce strategic insights that strengthen U.S. Bank’s financial crime risk management posture.

The role reports directly to the Director of the SIU.

Responsibilities:

You’ll contribute to the bank’s overall strategy and risk profile by:

• Leading a team that performs exploratory, data-driven investigations to identify emerging financial crime risks, typologies, and network patterns

• Translating intelligence into actionable insights that drive investigative priorities and SAR decisioning

• Partnering with EFCC Financial Intelligence Unit’s (FIU) FIU to convert emerging risk insights into transaction monitoring rules, scenarios, and alerting strategies

• Track and report on impact of intelligence-driven actions (e.g., alerts generated, cases opened, risks mitigated)

• Developing a strong interaction model with industry peers to promote collaboration related to financial crime threats

• Coordinating the intake of financial crime intelligence or the sharing identified suspicious activity with law enforcement

• Providing executive-level briefing to internal and external stakeholders

• Monitoring changes in legal and regulatory frameworks related to BSA compliance

• Ensuring confidentiality requirements are observed and data is protected

Basic Qualifications

• Bachelor’s degree or equivalent work experience

• 10 or more years of experience in an applicable risk management environment

• Applicable certifications

Preferred Skills/Experience

• 10 years of federal law enforcement or intelligence experience in the areas of complex financial crime investigations or analyses

• Strong knowledge of AML regulations (BSA, Patriot Act), and FinCEN SAR filing requirements

• Experience with AML transaction monitoring, anomalous detection, intelligence driven analyses

• Excellent analytical, communication, and leadership skills

• Ability to adapt to a changing environment

• Stronge knowledge of Microsoft Office applications, along with general proficiency in adapting to new software applications

• Experience with banking operations, products and services, systems and associated risks and controls

• Certifications: CAMS, CFE, or comparable credentials preferred

This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That’s why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $126,820.00 - $149,200.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.