Financial Crimes Alert Analyst

Ameris-Bank-1; Georgia; On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance

401(k) Retirement Plan

Employee Stock Purchase Plan

Paid Sick and Vacation Leave

Volunteer/Service Day

Identity Theft Protection

Job summary

Ameris Bank is seeking an AML Analyst to assess alerted customer activity and identify unusual patterns. You will document analyses and escalate risks while working with frontline staff to gather information. A CAMS certification and 2+ years of AML experience are preferred.

A Bachelor’s degree or equivalent is required, with strong communication and analytical skills. The role supports the bank's efforts to comply with BSA/AML regulations and prevent financial crimes, offering opportunities for

Qualifications

• 2+ years of direct AML experience.
• CAMS certification (ACAMS) preferred.
• Bachelor’s degree or equivalent education/experience required.

Responsibilities

• Perform assessments of alerted customer activity from transaction monitoring software.
• Identify and escalate unusual activity in a timely manner.
• Draft reports and document analyses to support decisions.

Skills

AML compliance

CAMS certification

Financial crimes knowledge

Critical thinking

Education

Bachelor’s degree or equivalent

CAMS certification preferred

Tools

Microsoft Office

Job description

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.Responsible for performing assessments of alerted activity and plays a key role in the identification of unusual activity. Performs other projects and duties as assigned.Essential Functions, Duties, and Responsibilities:· Perform assessments of alerted customer activity generated from transaction monitoring software· Ensure timely identification and escalate unusual activity· Analyze customer activity to make independent judgements of whether the activity is unusual and requires escalation· Draft reports and documenting analysis in a logical manner that sufficiently supports decisions· Work with front line staff to obtain any information that would be helpful during the alert assessment and analysis· Apply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activity· Understand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risks· Stay current with money laundering and terrorist financing behaviors, trends, patterns and typologies· Stay current with rules, laws and regulations· Maintain attention to detailRequired Knowledge, Skills and Competencies:· Computer literacy and proficiency in Microsoft Office suite· Working knowledge of a bank operating environment and applicable systems preferred· Working knowledge and understanding of BSA/AML rules, laws and regulations including the USA PATRIOT Act· Sound oral and written communication skills· Sound critical thinking ability· Sound analytical, problem solving and organizational skills· Detail oriented· Ability to be a self-starter· Ability to build relationshipsIndustry and Work Experience:· 2+ years of direct AML experience· CAMS certification (ACAMS)Academic:· Bachelor’s degree or equivalent of education and related training or experience required.· CAMS certification preferredBenefits Available to Employees:Ameris Bank provides a comprehensive employee benefit package to all eligible employees.Medical, Dental and Vision InsuranceAmeris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employmentLife Insurance provided at no additional cost to employeesAccidental Death & Dismemberment CoverageLong-Term Disability CoveragePaid Sick and Vacation Leave11 HolidaysVolunteer/Service DayEmployee Stock Purchase Plan401(k) Retirement PlanAmeris Bank matches 50% of your first 8% of contributions to the planFlexible Spending AccountsHealth Savings AccountHealth Reimbursement ArrangementSupplemental Life & Other Insurance PlansIdentity Theft ProtectionPet InsuranceLegal InsuranceEmployee Assistance ProgramEmployee Advocacy ProgramTickets at Work (Entertainment discounts for Ameris Bank Employees)AT&T Employee DiscountWellness Discounts for Medical Premiums and Other RewardsEmployee Referral IncentiveEducation AssistanceEmployee Resource GroupsBanking Advantages for Employees:In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.Free Interest CheckingFree Safe Deposit BoxFree Money Orders, Travelers’ Checks and Cashier ChecksDiscount on Mortgage Origination FeeFree Online Banking and Free Unlimited Online Bill PaymentEmployee Banking PerksDisclaimer:The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicantss of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.