Financial Crimes Alert Analyst

Ameris-Bank-1; Georgia; On-site; USD 65,000 - 95,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

401(k) Plan

Paid Sick Leave

Vacation Leave

Employee Stock Purchase Plan

Job summary

Ameris Bank is seeking an AML Analyst to assess alerted activity and help identify unusual transactions. You will review reports, draft analytical documentation, and escalate findings to frontline staff.

The role requires 2+ years of AML experience, knowledge of BSA/AML regulations, and a bachelor's degree in a related field; CAMS or CFE certification is preferred, or 7+ years of AML experience.

Qualifications

• 2+ years of direct AML experience.
• Knowledge of BSA/AML rules and regulations.
• Strong analytical and reporting skills.

Responsibilities

• Assess alerted activity from transaction monitoring systems.
• Review manual reports for unusual activity and escalate.
• Draft reports documenting analysis to support decisions.
• Collaborate with front-line staff to obtain relevant information.
• Cross-train in case investigations and CTRs when opportunities arise.
• Apply critical thinking to detect patterns and typologies in data.
• Stay current with money laundering trends and regulatory changes.

Skills

AML experience

Analytical thinking

Report drafting

Education

Bachelor's degree in Economics, Accounting, Finance, Criminal Justice or related field

CAMS or CFE certification

Tools

Microsoft Office

Job description

Ameris Bank is a purpose-driven company, dedicated to bringing financial peace of mind to communities, one person at a time. Whether a customer wants to grow their business, buy a home, or feel confident in their retirement plan, they have a partner in Ameris Bank. We serve customers in our locations across the Southeast, Mid-Atlantic and nationwide through our extensive digital offerings and mobile app.Delivering financial peace of mind starts with a team that values integrity and rewards ingenuity. At Ameris, you’ll find teammates who are inclusive, collaborative problem-solvers who go the extra mile to support one another and to meet every customer’s needs. When teammates are empowered and bring their diverse perspectives to the table, we create the best possible outcomes for our customers. At Ameris, we know that a growth mindset is key for high performance and fosters an environment that prioritizes continuous improvement. Teammates have access to Employee Resource Groups that serve as advocates and purpose and how you can bring it to life as an Ameris Bank teammate.Job SummaryResponsible for performing assessments of alerted activity and plays a key role in the identification of unusual activity. Performs other projects and duties as assigned.Essential Functions, Duties and ResponsibilitiesPerform assessments of alerted customer activity generated from transaction monitoring softwareEnsure timely identification and escalate unusual activityReview manual reports for unusual activity and escalationAnalyze customer activity to make independent judgements of whether the activity is unusual and requires escalationDraft reports and documenting analysis in a logical manner that sufficiently supports decisionsWork with front line staff to obtain any information that would be helpful during the alert assessment and analysisCross train in other functions such as case investigations and CTRs when opportunities ariseApply critical thinking skills to recognize patterns, trends and inconsistencies within transactional and customer data to detect, prevent, mitigate and report potentially suspicious activityUnderstand complex issues and customer risks associated with money laundering, terrorist financing, financial crimes or other legal and reputational risksStay current with money laundering and terrorist financing behaviors, trends, patterns and typologiesStay current with rules, laws and regulationsMaintain attention to detailRequired Knowledge, Skills and CompetenciesComputer literacy and proficiency in Microsoft Office suiteWorking knowledge of a bank operating environment and applicable systems preferredWorking knowledge and understanding of BSA/AML rules, laws and regulations including the USA PATRIOT ActSound oral and written communication skillsSound critical thinking abilitySound analytical, problem solving and organizational skillsDetail orientedAbility to be a self-starterAbility to build relationshipsIndustry and Work Experience2+ years of direct AML experienceCAMS (ACAMS) or CFE (ACFE) certification, or 7+ years of direct AML experienceAcademicBachelor’s degree in Economics, Accounting, Finance, Criminal Justice or related field requiredCAMS or CFE certificationBenefits Available to Employees:Ameris Bank provides a comprehensive employee benefit package to all eligible employees.Medical, Dental and Vision InsuranceAmeris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employmentLife Insurance provided at no additional cost to employeesAccidental Death & Dismemberment CoverageLong-Term Disability CoveragePaid Sick and Vacation Leave11 HolidaysVolunteer/Service DayEmployee Stock Purchase Plan401(k) Retirement PlanAmeris Bank matches 50% of your first 8% of contributions to the planFlexible Spending AccountsHealth Savings AccountHealth Reimbursement ArrangementSupplemental Life & Other Insurance PlansIdentity Theft ProtectionPet InsuranceLegal InsuranceEmployee Assistance ProgramEmployee Advocacy ProgramTickets at Work (Entertainment discounts for Ameris Bank Employees)AT&T Employee DiscountWellness Discounts for Medical Premiums and Other RewardsEmployee Referral IncentiveEducation AssistanceEmployee Resource GroupsBanking Advantages for Employees:In addition to a wide array of benefits, Ameris Bank employees are also eligible for special bank services.Free Interest CheckingFree Safe Deposit BoxFree Money Orders, Travelers’ Checks and Cashier ChecksDiscount on Mortgage Origination FeeFree Online Banking and Free Unlimited Online Bill PaymentEmployee Banking PerksDisclaimer:The above job description is meant to describe the general nature and level of work being performed; it is not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required for the position.All job requirements are subject to possible modification to reasonably accommodate individuals with disabilities. Some requirements may exclude individuals who pose a direct threat or significant risk to the health and safety of themselves or other employees.Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThis employer is required to notify all applicantss of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.