Financial Crime Risk Specialist - Regulatory Response and Oversight Manager

TD; New York (NY); On-site; USD 86,000 - 140,000; Full time

Job summary

Join TD as a Financial Crime Risk Specialist, responsible for AML program development and oversight. This role requires expertise in risk management, regulatory compliance, and communication skills, ideally suited for experienced professionals passionate about improving financial crime risk frameworks.

Benefits

Healthcare benefits

Career development programs

Employee discounts

Paid time off

Qualifications

• 7+ years of work experience required.
• Strong Excel and PowerPoint skills.
• Solid understanding of the regulatory environment.

Responsibilities

• Develop and maintain TD's AML/ATF/Sanctions/ABAC programs.
• Conduct periodic reviews of customers to assess risks.
• Prepare reports for FCRM stakeholders and related groups.

Skills

Risk Management

Advanced communication

Negotiation skills

Excel

Powerpoint

Education

Undergraduate Degree

Job description

Financial Crime Risk Specialist - Regulatory Response and Oversight Manager

Join to apply for the Financial Crime Risk Specialist - Regulatory Response and Oversight Manager role at TD

Financial Crime Risk Specialist - Regulatory Response and Oversight Manager

15 hours ago Be among the first 25 applicants

Join to apply for the Financial Crime Risk Specialist - Regulatory Response and Oversight Manager role at TD

Get AI-powered advice on this job and more exclusive features.

Work Location:

New York, New York, États-Unis d'Amérique

Hours

40

Pay Details

$86,840 - $139,360 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line Of Business

Lutte blanchiment d’argent

Job Description

The Financial Crime Risk Specialist role develops and maintains TD’s AML/ATF/Sanctions/ABAC programs, including frameworks, methodologies, policies, standards, procedures, awareness and specialized training, monitoring, management reporting and/or escalation of issues. This role conducts periodic and event driven reviews of customers, including targeted reviews to assess risks. Additionally, this role supports management in delivery of initiatives related to risk assessment, internal/external exam support, etc.

The Governance, Regulatory Response and Reporting team is responsible for developing and overseeing program-wide methodologies and frameworks for the purposes of AML risk management. This includes setting and managing standards for program-wide governance and escalation, running risk assessments, testing, quality assurance and training programs. The team also produces program materials for the purposes of both ongoing supervision meetings with the bank's regulators and board committee meetings associated with financial crimes risk management, including information notifying board directors of suspicious activity reported by the bank.

Depth & Scope

• Highly seasoned professional role requiring substantial knowledge / expertise in a complex field and knowledge of broader related areas
• Integrates knowledge of the sub-functions overarching strategy in developing solutions across multiple functions or operations
• Interprets internal / external business challenges and the industry environment, recommends course of action and best practices to improve products, processes or services
• Acts as a technical expert / lead integrating cross-function understanding within their own field of specialty
• Leads cross-functional teams or projects with significant resource requirements, risk and/or complexity
• Independently manages end-to-end functional programs
• Solves or may lead others to solve complex problems; leads efforts or partners with others to develop new solutions
• Uses sophisticated analytical thought to exercise judgement and identify solutions
• Impacts the achievement of sub-function or business line objectives within the area they are accountable for
• Work is guided by policies and industry standards/methods
• Communicates difficult concepts; converts information to compelling business context and advice; influences and gains alignment across increasingly senior stakeholders
• Works autonomously as the lead and guides others within area of expertise
  
  

Education & Experience

• Undergraduate Degree
• 7+ years of work experience
  
  

Preferred Skills

• Strong Excel and Powerpoint skills
• Highly organized, with demonstrated ability to develop, analyze, and improve complex policies, processes, and procedures.
• Risk Management
• Advanced communication and presentation skills.
• Effective negotiation and influencing skills.
• Solid understanding of Regulatory environment and its role in the business
• Proven ability to work independently as an individual contributor.
  
  

Customer Accountabilities

• Leads the development of team procedures and governance processes and advises FCRM stakeholders and teams of changes and enhancements to enterprise FCRM programs and requirements and where they may impact in the organization.
• Works with FCRM partners and other related groups (such as Compliance, Legal and Risk etc.) to support creation of documentation and reports required by external regulatory bodies and TD internal groups
• Conducts research, assesses FCRM risks and controls, and otherwise contributes to a specialized team of FCRM compliance professionals, interacting with key stakeholders
• Provides governance oversight through management of the policy and training exemption governance and reporting processes to the FCRM Senior Executive Team (and related FCRM Sub-Committees)
• Prepares summaries, presentations, briefing notes, and any other required documentation to effectively report on the status of the FCRM program
• Represents FCRM as a specialist on internal or external committees as well as on enterprise-wide Regulatory Change Management initiatives, as required
• Delivers relevant subject matter expertise and FCRM advice to business / FCRM partners
• Interacts with control functions within the organization
• Develops and delivers training programs for applicable employees across the Bank
• Conducts meaningful research, analysis, and assessment of FCRM program activities at the functional level using results to draw conclusions, make recommendations, assess the effectiveness of enterprise FCRM programs
• Prepares research, analysis, updates tools and/or supports training activities specific to risk assessment
• Leads development of processes, procedures and guidance relevant to own specific FCRM function of expertise
  
  

Shareholder Accountabilities

• Provides high quality service and advice to key business (FCRM) partners and monitors progress of initiatives, action plans, or similar activities
• Protects the interests of the organization – identifies and manages risks, and ensures the prompt and thorough resolution of escalated non-standard, high-risk issues
• Delivers relevant subject matter expertise and FCRM advice to business (FCRM) partners
• Leads new or revised product initiatives, advises businesses on FCRM compliance requirements and ensures that those requirements are properly written into requirements for business projects
• Participates in FCRM level projects as needed, to facilitate and oversee changes to FCRM processes, systems, or practices
• Coordinates with other FCRM partners and business compliance partners to ensure consistency in the application of FCRM programs and standards across the enterprise
• Ensures relevant FCRM programs align with TD corporate philosophy and strategic direction
• Monitors FCRM industry developments and maintains strong knowledge of evolving regulatory requirements and assesses potential impacts
• Proactively identifies key business opportunities, researches and recommends enhancements / modifications, develops strategies to achieve recommendations
• Leads relationships with business lines / corporate and/or control functions to ensure alignment with enterprise and/or regulatory requirements
• Leads or contributes to cross-functional / enterprise initiatives as an organizational or subject matter expert helping to identify risk/ provide guidance for complex situations
• Complies with applicable internal and external audit and regulatory requirements and may actively provide support during Audit and Regulatory Reviews, providing recommendations and guidance as required
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Participates in responding to periodic exams/audits by regulatory bodies and Internal Audit, to determine level of BSA/FCRM compliance
  
  

Employee/Team Accountabilities

• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues / points of interest
• Provides thought leadership and/or industry knowledge for own area of expertise in own area and participates in knowledge transfer within the team and business unit
• Shares knowledge of the business, related tools and techniques
• Leads or participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by assisting others in the completion and performance of work activities, provides coaching and/or guidance as appropriate.
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for the function and the bank, both internally and/or externally
  
  

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [e-mail]. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

Seniority level

• Seniority level

  Mid-Senior level

Employment type

• Employment type

  Full-time

Job function

• Job function

  Finance and Sales

• Industries

  Banking

Referrals increase your chances of interviewing at TD by 2x

Get notified about new Financial Professional jobs in New York, NY.

New York, NY $90,000.00-$110,000.00 5 days ago

New York, NY $50,000.00-$115,000.00 1 week ago

Investment Banking Analyst, Equity Capital Markets

New York City Metropolitan Area $110,000.00-$125,000.00 17 hours ago

Emerging Markets Equity Analyst - New York

New York, NY $95,000.00-$125,000.00 2 weeks ago

New York, NY $110,000.00-$150,000.00 4 weeks ago

New York City Metropolitan Area 3 days ago

Asset & Wealth Management, Growth Equity Investing, Analyst - New York

New York, NY $75,000.00-$85,000.00 5 days ago

New York, NY $90,000.00-$110,000.00 3 weeks ago

New York, NY $120,000.00-$135,000.00 6 days ago

Brooklyn, NY $85,000.00-$100,000.00 1 week ago

New York City Metropolitan Area $70,000.00-$90,000.00 2 days ago

New York, NY $175,000.00-$225,000.00 2 weeks ago

Risk Analyst - Prestigious Hedge Fund - $250k+ total comp package

New York City Metropolitan Area 4 weeks ago

New York, NY $90,000.00-$110,000.00 19 hours ago

Investment Banking - Financial Institutions Group - Analyst

New York, NY $90,000.00-$110,000.00 2 weeks ago

New York, NY $110,000.00-$120,000.00 2 hours ago

New York, NY $110,000.00-$225,000.00 3 days ago

New York, NY $90,000.00-$110,000.00 1 week ago

New York City Metropolitan Area 1 week ago

International Equity - Investment Analyst

New York, NY $90,000.00-$150,000.00 4 weeks ago

New York City Metropolitan Area 1 week ago

Investment & Corporate Banking – Leveraged Finance, Analyst

New York, NY $110,000.00-$130,000.00 1 day ago

Hedge Fund Investment Analyst Industrials

New York, NY $175,000.00-$225,000.00 1 week ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.