Financial Crime Risk Investigative Analyst (US)

TD; Mount Laurel Township (NJ); On-site; USD 68,770,000 - 103,155,000; Full time

Job summary

TD Bank is seeking a Financial Crime Risk Investigative Analyst in Mount Laurel, New Jersey. The role evaluates and adjudicates alerts, prioritizes investigations, and supports case preparation with evidence gathering and policy-informed decisions.

You will work under defined parameters to help contain risk and protect the bank’s integrity. Qualifications include an undergraduate degree or equivalent experience and at least one year in a related field.

Qualifications

• Undergraduate degree or equivalent work experience.
• 1+ year experience in financial crime risk or related field.
• Ability to review incidents and filter investigations per guidelines.
• Knowledge of bank procedures, products and systems.

Responsibilities

• Responds to financial crime reports from internal and external sources.
• Assesses incidents and determines need for investigation.
• Supports with data gathering, reporting, and case documentation.
• Prepares and presents AML, Sanctions/ABAC & Financial Crime training material.
• Maintains case records and ensures regulatory reporting compliance.

Skills

Analytical thinking

Financial crime knowledge

Attention to detail

Communication

Education

Undergraduate degree or equivalent

Job description

Work Location:Mount Laurel, New Jersey, United States of AmericaHours:40Pay Details:$24.00 - $36.00 USDTD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.Line of Business:Financial Crime Risk ManagementJob Description:The Financial Crime Risk Investigative Analyst assesses and/or adjudicates and prioritizes incoming alerts and/or investigation requests to determine whether further investigation is required and completes appropriate workflows. Provides analysis and/or data/evidence gathering support for cases. Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.Depth & Scope:Accountable for basic review of incoming files and initial analysis for case preparation and completionMakes judgment call on whether an investigation should take placeSolid understanding of Bank policy and procedures for own areaFirst level professional role with focus on performing support within well-defined parameters as directedTime horizon and nature of work is short-term focused daily/weekly to monthlyProvides standard reporting and/or analysis as directedRequires basic knowledge of the community/environment functionUnderstands key business and functional drivers and processes in the context of their own workGenerally, works within well-defined parameters under the direction of management and/or senior analystsEducation & Experience:Undergraduate degree or equivalent work experience1+ year experienceCustomer Accountabilities:Responds to reports of financial crime activities from within TDBG sources and/or external parties and ensures appropriate areas (internally and/or externally) are made aware of situations requiring further attentionReviews all incoming incidents and filters investigations for financial crime or non-criminal nature and forwards on to the appropriate areaAssesses and contains immediate risk (monetary and brand image) based on incoming informationSupports risk containment process by making policy/procedural recommendations where applicableAcquires and applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation. Runs and reviews information against guidelines to ensure accuracy and flag potential deviations and unusual activityEnsures reporting is filed in accordance with regulatory requirementsAssists with the preparation and presentation of AML, Sanctions/ABAC & Financial Crime training materialShareholder Accountabilities:Prioritizes and manages own workload to meet service level requirements for service and productivityContributes to work streams in small to medium sized projects/initiatives, following project protocolsPrepares data/information for reporting at the functional or enterprise levelConsistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriateBe knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional areaProtects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessaryMaintains appropriate project records, databases, and information; reports to management and others on project status and updatesMonitors service, productivity and assesses efficiency levels within own functionAcquires and applies expertise in the discipline, provides guidance, assistance, and direction to support Officers and othersAdheres to internal policies/procedures and applicable regulatory guidelinesMaintains a culture of risk management and control, supported by effective processes in alignment with risk appetiteEmployee/Team Accountabilities:Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interestSupports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unitKeeps current on emerging trends/developments and grows knowledge of the business, related tools and techniquesParticipates in personal performance management and development activities, including cross training within own teamKeeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activitiesContributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriateContributes to a fair, positive and equitable environment that supports a diverse workforceActs as a brand champion for your business area/function and the bank, both internally and/or externallyPhysical Requirements:Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%Domestic Travel – OccasionalInternational Travel – NeverPerforming sedentary work – ContinuousPerforming multiple tasks – ContinuousOperating standard office equipment - ContinuousResponding quickly to sounds – OccasionalSitting – ContinuousStanding – OccasionalWalking – OccasionalMoving safely in confined spaces – OccasionalLifting/Carrying (under 25 lbs.) – OccasionalLifting/Carrying (over 25 lbs.) – NeverSquatting – OccasionalBending – OccasionalKneeling – NeverCrawling – NeverClimbing – NeverReaching overhead – NeverReaching forward – OccasionalPushing – NeverPulling – NeverTwisting – NeverConcentrating for long periods of time – ContinuousApplying common sense to deal with problems involving standardized situations – ContinuousReading, writing and comprehending instructions – ContinuousAdding, subtracting, multiplying and dividing – ContinuousThe above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for ADA purposes.#LI-USCorporate#IN-USCorporateWho We Are:TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.Our Total Rewards PackageOur Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn moreAdditional Information:We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.Colleague DevelopmentIf you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.Training & OnboardingWe will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.Interview ProcessWe’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.AccommodationTD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at [e-mail] . Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.