Financial Crime Analyst

Coinscapture; Northern (KY); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Flex is building the AI-native private bank for business owners and seeks a curious, detail-oriented analyst to join the Financial Crime team. You’ll review transaction monitoring alerts, conduct KYC due diligence, and help keep our platform safe against money laundering and fraud.

Great for someone early in their compliance career aiming to grow into broader program responsibilities. You will work on a fast-paced fintech environment, with opportunities to contribute to program efficiency, QA,

Qualifications

• 1–2 years of experience in BSA/AML compliance, fraud operations, or a related financial field.
• Working knowledge of KYC/CDD requirements and BSA obligations.
• Strong written communication — you can explain why something is or isn't suspicious.

Responsibilities

• Review and disposition transaction monitoring alerts using BSA/AML typologies.
• Draft clear case narratives and escalate high-risk activity.
• Support UAR/SAR filings under supervision.
• Conduct KYC reviews for new and existing customers and verify identities.
• Identify customers needing enhanced due diligence and flag for escalation.
• Maintain accurate case records in the management system.
• Assist with program QA and file reviews, including with our bank partner.

Skills

BSA/AML compliance

KYC/CDD

Written communication

Attention to detail

Time management

Tools

Sardine

Unit21

Actimize

Job description

Flex is building the AI-native private bank for business owners.

We’re re-architecting the entire financial system for entrepreneurs—from the first dollar a business earns to how that value compounds, moves, and is ultimately spent in real life. Banking, credit, payments, personal finance, and financial operations—rebuilt from the ground up as a single, intelligent system. Flex is the full financial home for ambitious owners.

Since launching publicly in September 2023, Flex has scaled from zero to nine-figure annualized revenue, with a clear path to profitability by late 2026. We move fast, ship relentlessly, and operate with extreme ownership.

Our customers are affluent business owners ($3–$200M in revenue)—the backbone of the economy and one of the most underserved segments in finance. They’re stuck with outdated banks and fragmented tools. We’re replacing all of it. The opportunity is massive: a ~$1T+ revenue market hiding in plain sight. Our ambition is to build a $100B+ company by delivering a product that is fundamentally better—not incrementally improved.

Flex has raised $100M+ in equity and $300M+ in debt.

• Mission-critical problems: We build software that directly controls how money moves at scale.
• High bar, low ego: Small teams, exceptional people, real ownership.
• Speed over comfort: We prioritize execution, quality, clarity, and results.
• Enduring impact: What we’re building will define how a generation of owners runs their businesses.

Team & Locations

We hire exceptional people who want to build hard things and see their work matter immediately. Roles are available in: San Francisco, Miami, New York, and fully remote.

Flex Fuels Ambition.

About the Role

Flex is looking for a curious, detail-oriented analyst to join our Financial Crime team. In this role, you will be reviewing transaction monitoring alerts, conducting KYC due diligence, and helping keep our platform and our customers safe against money laundering, fraud, and other illicit activity. This is a great opportunity for someone early in their compliance career who wants to build deep expertise in a fast-paced fintech environment and grow into broader program responsibilities over time.

What You'll Do

Transaction Monitoring

distinguish suspicious activity from false positives review

KYC & Customer

Due Diligence assessing risk profiles

• Review and disposition transaction monitoring alerts, applying BSA/AML typologies to
• Draft clear, well-supported case narratives and elevate higher-risk activity for supervisory
• Contribute to UAR/SAR filing support under the direction of senior team members
• Conduct KYC reviews for new and existing customers, verifying identity documents and
• Identify customers that warrant enhanced due diligence (EDD) and flag for escalation
• Maintain accurate, complete records in our case management system

Program Support

program efficiency guidance

• Assist with periodic quality assurance and file reviews, including for our bank partner
• Help identify patterns or process gaps that could improve detection coverage or review
• Participate in team training and stay current on evolving AML typologies and regulatory

What We’re Looking For

Required crimes role (internship or co-op experience considered) plain language

• 1–2 years of experience in BSA/AML compliance, fraud operations, or a related financial
• Working knowledge of KYC/CDD requirements and BSA obligations
• Strong written communication — you can explain why something is or isn't suspicious in
• High attention to detail and comfort working through ambiguous or incomplete information
• Ability to manage a queue and prioritize effectively
• Embody a growth mindset and bring a self-driven mentality to your work

Nice to Have

• Experience with a transaction monitoring platform (e.g., Sardine, Unit21, Actimize, or similar)
• Exposure to fintech, payments, or BaaS program compliance
• CAMS or other AML certification in progress or completed

Additional Information

Why Flex

At Flex, you'll work on real compliance problems that matter — not just processing tickets in a queue. You'll collaborate directly with program leadership, have visibility into how our financial crime program is built, and grow your skills faster than you would in a large-institution role. We invest in our team's development and support professional certifications.

Why Join Us

• Build something generational — Capture the full lifecycle of money for ambitious business owners.
• Work on real money, real risk — Payments, credit, and banking at serious scale.
• Solve hard problems — AI, underwriting, compliance, and global finance from first principles.
• True ownership — Small teams, high trust, real accountability.
• Founder-level exposure — Direct access to leadership, customers, and investors.
• High bar, high taste — Move fast without cutting corners.
• Elite peers — People here are builders, not tourists.
• Real upside — Meaningful equity if you he...