Financial Analyst – Treasury Pricing & Return Optimization

Us Bank; Minneapolis (MN); On-site; USD 82,000 - 96,000; Full time

Benefits offered by this job

Healthcare (medical)

401(k) retirement plan

Paid vacation

Paid holidays

Disability insurance

Job summary

U.S. Bank is seeking a Financial Analyst – Treasury Pricing & Return Optimization in Minneapolis to support pricing, profitability, and balance sheet optimization.

You will work with senior leaders to measure returns, understand products, costs, and capital needs. Key responsibilities include building models and visuals in Excel/SQL/Power BI, collaborating with CFO Finance teams, and supporting monthly and quarterly reporting and capital allocation decisions.

Qualifications

• Bachelor's degree, or equivalent work experience.
• Typically two or more years of related experience.

Responsibilities

• Support key pricing, profitability, and return optimization efforts for the bank
• Develop and maintain spreadsheets, models, and visualization tools for profitability reporting and analytics across the organization
• Partner with business lines and CFO Finance organizations on data analytics and reporting
• Support capital allocation efforts and broader strategic decision-making across the bank
• Support monthly and quarterly reporting, ad-hoc analytics, and month-end close-related responsibilities
• Prepare a variety of presentations and materials for various levels of the organization

Skills

Data analytics

Communication

Financial modeling

Problem solving

Education

Bachelor's degree

Tools

Excel

SQL

PowerBI

Job description

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

The Financial Analyst – Treasury Pricing & Return Optimization role sits within Corporate Treasury and supports the bank’s pricing, profitability, and return optimization work. This team is leading efforts to optimize balance sheet returns in partnership with business line product owners, Finance, Corporate Strategy and other key stakeholder groups across the organization. This role will help drive consistent and comprehensive measurement of returns across the organization. This includes understanding bank products and services, pricing, delivery costs, expense attribution and capital and liquidity requirements. This role will provide support to senior management to guide decisions on the deployment of balance sheet and capital in support of the Company’s business strategies.

Key Responsibilities:

• Support key pricing, profitability, and return optimization efforts for the bank

• Develop and maintain spreadsheets, models, and visualization tools for profitability reporting and analytics across the organization

• Partner with business lines and CFO Finance organizations on data analytics and reporting

• Support capital allocation efforts and broader strategic decision-making across the bank

• Support monthly and quarterly reporting, ad-hoc analytics, and month-end close-related responsibilities

• Prepare a variety of presentations and materials for various levels of the organization

Basic Qualifications

• Bachelor's degree, or equivalent work experience

• Typically two or more years of related experience

Preferred Qualifications & Experience:

• Finance or economics background. Financial institution experience; Corporate Treasury experience preferred but not required

• Knowledge of key bank products and financial statements

• Experience quantifying or measuring product profitability and economic drivers

• Strong technical ability with data mining and visualization tools including Excel, SQL, and PowerBI

• Strong written and verbal communication skills, including comfort communicating complex topics with bankers and senior leaders

• Motivated, self-starter with the ability to learn new topics and concepts quickly

• CFA, MBA, or working toward those credentials helpful but not required

This role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits:

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Review our full benefits available by employment status here.

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about E-Verify program.

Pay Range: $81,515.00 - $95,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.